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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Preferred Bank (PFBC)

Financial Services Banks - Regional
104.40 $
+0.0% vs. previous close
Closing price · As of: 31. Jul 2026
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Basics

Market Cap
1.2$B
Shares Outstanding
12Mio.
Float
91.7%
Beta
0.5

Performance

Perf. 1M
10.50%
Perf. 3M
18.70%
Perf. 6M
7.60%
YTD Performance (%)
9.60%
52-Week-High Distance
-0.1%
Perf. 1Y
26.02%
Perf. 3Y
111.50%
Perf. 5Y
88.04%

Valuation

P/E
Forward P/E
9.1
PEG
0.9
P/B
P/S
2.4
EV/EBITDA
0.0
Price/FCF
7.3

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
47.6%
Return on Equity
17.4%
Return on Assets
1.8%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
4.59
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
3.30%
EPS Growth Last Quarter
13.50%
Sales Growth (Year)
-4.11%
Forward Sales Growth
7.41%
Forward EPS Growth
5.10%

Dividend

Dividend Yield
2.98%
Dividend Per Share (TTM)
3.15$
Payout Ratio
29.5%
Years Without a Cut
11Years
Increase Streak
5Years

Quality & Screener

Stage
2
RS Rating
55
EPS Rating
61
Piotroski
6 out of 9
Fundamental Rating
B (55 out of 100)
Altman Z″
4.59

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 104.40 $
Price Target (average) 105.00 $

The price target sits 0.6% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

19. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
2.70 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Sales Per Quarter ($M)
2024: Q4 · 127.3 $M Q4 2025: Q1 · 118.5 $M Q1 2025: Q2 · 124.2 $M Q2 2025: Q3 · 130.5 $M Q3 2025: Q4 · 129.3 $M Q4 2026: Q1 · 120.8 $M Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · 2.25 $ Q4 2025: Q1 · 2.23 $ Q1 2025: Q2 · 2.52 $ Q2 2025: Q3 · 2.84 $ Q3 2025: Q4 · 2.79 $ Q4 2026: Q1 · 2.53 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · 23.7 % Q4 2025: Q1 · 25.3 % Q1 2025: Q2 · 26.4 % Q2 2025: Q3 · 27.5 % Q3 2025: Q4 · 26.9 % Q4 2026: Q1 · 25.8 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · 39.6 $M Q4 2025: Q1 · 44.6 $M Q1 2025: Q2 · 25.7 $M Q2 2025: Q3 · 11.0 $M Q3 2025: Q4 · 86.9 $M Q4 2026: Q1 · 45.6 $M Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · 39.8 $M Q4 2025: Q1 · 44.2 $M Q1 2025: Q2 · 25.5 $M Q2 2025: Q3 · 10.8 $M Q3 2025: Q4 · 86.2 $M Q4 2026: Q1 · 44.3 $M Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · 2.9 % Q4 2025: Q1 · -8.5 % Q1 2025: Q2 · -5.0 % Q2 2025: Q3 · -1.8 % Q3 2025: Q4 · 1.6 % Q4 2026: Q1 · 1.9 % Q1
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · -13.4 % Q4 2025: Q1 · -8.4 % Q1 2025: Q2 · 1.6 % Q2 2025: Q3 · 15.4 % Q3 2025: Q4 · 24.1 % Q4 2026: Q1 · 13.5 % Q1
Price Change in Quarter (%)
2024: Q4 · 8.6 % Q4 2025: Q1 · -2.2 % Q1 2025: Q2 · 4.5 % Q2 2025: Q3 · 5.3 % Q3 2025: Q4 · 5.3 % Q4 2026: Q1 · -3.2 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 2.25 -13.40 127 2.90 23.70 40 40
2025: Q1 2.23 -8.40 119 -8.50 25.30 45 44
2025: Q2 2.52 1.60 124 -5.00 26.40 26 26
2025: Q3 2.84 15.40 131 -1.80 27.50 11 11
2025: Q4 2.79 24.10 129 1.60 26.90 87 86
2026: Q1 2.53 13.50 121 1.90 25.80 46 44
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Preferred Bank bietet verschiedene Bankprodukte und -dienstleistungen für kleine und mittlere Unternehmen, Unternehmer, Immobilienentwickler, Selbständige und vermögende Privatpersonen an. Das Unternehmen nimmt Giro-, Spar- und Geldmarktkonten an; festverzinsliche und festlaufende Privat- a…

Employees324
HeadquartersLos Angeles, CA
Websitepreferredbank.com
IPO Date7. Apr 1998

Management

Management
Name Title Birth Year
Li Yu Chairman, CEO & Corporate Secretary 1941
Wellington Chen President & COO 1960
Edward J. Czajka Executive VP & CFO 1964
Nick Pi Executive VP & Chief Risk Officer 1961
Johnny Hsu Executive VP & Deputy COO 1975
Stella Chen Senior Vice President
Robert J. Kosof Executive Vice President of Commercial Lending 1944
Sandy Ho Executive VP & Regional Manager
Erika Chi Executive Vice President
Ted Hsu Executive Vice President 1958

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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