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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

WaFd, Inc. (WAFD)

Financial Services Banks - Regional
36.80 $
+0.9% vs. previous close
Closing price · As of: 31. Jul 2026
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Risk & Weakness

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Basics

Market Cap
2.7$B
Shares Outstanding
74Mio.
Float
98.8%
Beta
0.8

Performance

Perf. 1M
6.90%
Perf. 3M
23.50%
Perf. 6M
16.80%
YTD Performance (%)
18.20%
52-Week-High Distance
-1.5%
Perf. 1Y
35.54%
Perf. 3Y
57.10%
Perf. 5Y
36.67%

Valuation

P/E
12.0
Forward P/E
13.6
PEG
1.8
P/B
1.0
P/S
2.0
EV/EBITDA
0.0
Price/FCF
12.5

Profitability

Gross Margin
100.0%
EBIT Margin
45.8%
Net Margin
33.6%
Return on Equity
8.4%
Return on Assets
0.9%

Balance Sheet & Safety

Equity Ratio
10.8%
Debt/Equity
1.0
Altman Z″
-1.15
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
9.20%
EPS Growth Last Quarter
26.40%
Sales Growth (Year)
-1.58%
Forward Sales Growth
3.35%
Forward EPS Growth
6.10%

Dividend

Dividend Yield
2.82%
Dividend Per Share (TTM)
1.08$
Payout Ratio
35.8%
Years Without a Cut
7Years
Increase Streak
7Years

Quality & Screener

Stage
2
RS Rating
65
EPS Rating
69
Piotroski
6 out of 9
Fundamental Rating
C (50 out of 100)
Altman Z″
-1.15

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 36.80 $
Price Target (average) 37.25 $

The price target sits 1.2% above the current price.

Consensus
Buy

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

15. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.84 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 361.2 $M Q4 2025: Q1 · 354.7 $M Q1 2025: Q2 · 350.0 $M Q2 2025: Q3 · 344.2 $M Q3 2025: Q4 · 342.9 $M Q4 2026: Q1 · 344.8 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.58 -36.10 361 19.30 13.10 49 43
2025: Q1 0.69 206.30 355 7.20 15.90 72 67
2025: Q2 0.78 -2.30 350 -14.40 17.70 58 53
2025: Q3 0.77 2.60 344 -11.70 17.60 57 46
2025: Q4 0.83 43.60 343 -5.10 18.70 61 50
2026: Q1 0.87 25.10 345 -2.80 19.00 79 68
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

WaFd, Inc. ist die Bankholdinggesellschaft der Washington Federal Bank, die Kredit-, Einlagen-, Versicherungs- und andere Bankdienstleistungen in den USA anbietet.

Employees2,070
HeadquartersSeattle, WA
Websitewafdbank.com
IPO Date26. Mar 1990

Management

Management
Name Title Birth Year
Brent J. Beardall CPA President, CEO & Vice Chairman 1971
Kelli J. Holz CPA Executive VP & CFO 1969
Kim E. Robison Executive VP & COO 1970
Ryan M. Mauer Executive VP & Chief Credit Officer 1971
Cathy E. Cooper Executive VP, Chief Experience Officer & Corporate Secretary 1966
Blayne A. Sanden Senior VP & Principal Accounting Officer 1977
Brad Goode Chief of Communications, Marketing & Community Relations and Senior VP
Lisa M. King Senior Vice President of Human Resources
Keith D. Taylor Senior Vice President of Corporate Real Estate and Treasurer
Robert C. Zirk Senior VP & Controller

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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