Upstart Holdings Inc (UPST)
Financial Services
Credit Services
27.40 $
+1.5%
vs. previous close
Closing price · As of: 31. Jul 2026
Who owns Upstart Holdings Inc (UPST)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 85.9% of the shares are freely tradable; institutional investors hold 62.2%.
Ownership Structure
Institutional ownership
Share of the stock held by institutional investors (funds, banks, insurers) according to regulatory filings.
62.2%
Insiders
Share of the stock held by the executives, founders and major shareholders of the company itself.
13.0%
Float
Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders.
85.9%
Short % of float
Shares sold short as a percentage of the freely tradable float — high values signal many bets on falling prices.
32.1%
Shares Outstanding
Total number of shares issued. Price times share count gives market cap.
96Mio.
Largest Shareholders
Institutions
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| Vanguard Group Inc | 8.44 | 8,073,659 | -2.0 | 12/31/2025 |
| BlackRock Inc | 7.73 | 7,403,079 | +4.4 | 03/31/2026 |
| Morgan Stanley - Brokerage Accounts | 4.15 | 3,975,059 | -5.5 | 03/31/2026 |
| Vanguard Capital Management, LLC | 3.92 | 3,752,050 | +0.0 | 03/31/2026 |
| Vanguard Portfolio Management, LLC | 3.91 | 3,743,541 | +0.0 | 03/31/2026 |
| Marshall Wace Asset Management Ltd | 3.43 | 3,280,110 | +495.1 | 03/31/2026 |
| Geode Capital Management, LLC | 2.22 | 2,124,078 | +2.7 | 03/31/2026 |
| State Street Corp | 2.15 | 2,053,086 | +2.6 | 03/31/2026 |
Funds
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| Vanguard Total Stock Mkt Idx Inv | 2.75 | 2,635,163 | +0.3 | 04/30/2026 |
| iShares Russell 2000 ETF | 2.15 | 2,055,707 | +0.9 | 05/29/2026 |
Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.