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Buy Day today: Poor Neutral (54) Good Mixed market breadth · no major macro event

Teradata Corp (TDC)

Technology Software - Infrastructure
28.50 $
Closing price · As of: 24. Jul 2026
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Read the Full Deep Dive
Teradata: A P/E of 6 That SAP Paid For

In the first quarter of 2026 Teradata earned $335 million — more than in all of 2025. $280 million of that came from SAP, as a settlement after eight years of litigation. We read the 2025 annual report, the quarterly report filed May 6, 2026 and every disclosure through late July, and test the question the check does not answer: is free cash flow already carried by the subscription business — or still by the old contracts? A windfall is not a business model.

Appears in These Scanners

This stock currently matches 11 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners

Basics

Market Cap
2.8$B
Shares Outstanding
94Mio.
Float
90.7%
Beta
0.6

Performance

Perf. 1M
8.50%
Perf. 3M
35.60%
Perf. 6M
12.30%
YTD Performance (%)
2.40%
52-Week-High Distance
-25.4%

Valuation

P/E
Forward P/E
13.6
PEG
6.0
P/B
P/S
1.7
EV/EBITDA
4.4
Price/FCF
4.1

Profitability

Gross Margin
60.8%
EBIT Margin
19.1%
Net Margin
24.9%
Return on Equity
117.8%
Return on Assets
7.4%

Balance Sheet & Safety

Equity Ratio
26.0%
Debt/Equity
Altman Z
3.83
very solid
Piotroski
8 out of 9

Growth

Sales Growth Last Quarter
6.20%
EPS Growth Last Quarter
Sales Growth (Year)
-4.97%
Forward Sales Growth
1.79%
Forward EPS Growth
8.30%

Quality & Screener

Stage
2
RS Rating
68
Top 10%
EPS Rating
96
very solid
Piotroski
8 out of 9
Fundamental Rating
B (+28 out of 100)
Altman Z
3.83

AI Rating

Sells AI

Teradata bezeichnet sich in Geschäfts- und Quartalsbericht selbst als „AI and knowledge platform“ und verkauft KI-Produkte (AI Factory, AgentBuilder, AI Services); 2025 wurden nach eigenen Angaben mehr als 150 KI-Projekte bei Kunden umgesetzt.

View the full file — quotes, sources, reviewed filings
„This new landscape demands a new system of intelligence, and we believe Teradata is uniquely suited to provide this with our autonomous AI and knowledge platform as well as our data and analytics capabilities."

Diese neue Landschaft verlangt nach einem neuen System der Intelligenz, und wir glauben, dass Teradata mit seiner autonomen KI- und Wissensplattform sowie seinen Daten- und Analysefähigkeiten in einzigartiger Weise geeignet ist, dieses bereitzustellen.

10-K · 2026-02-27 · View SEC filing
„Across Teradata, we are executing and advancing in our transformation as a modern, leading AI and knowledge platform. Our transition has earned recognition from numerous industry analyst firms, and we delivered more than 150 AI engagements at customer accounts in 2025."

Überall bei Teradata setzen wir unsere Wandlung zu einer modernen, führenden KI- und Wissensplattform um und treiben sie voran. Unser Übergang hat Anerkennung von zahlreichen Branchenanalysten erhalten, und wir haben 2025 mehr als 150 KI-Projekte bei Kunden umgesetzt.

10-K · 2026-02-27 · View SEC filing
„With our AI and knowledge platform, underpinned by our extensive patented workload management optimization technology, we believe we are well positioned to help enterprises become more autonomous, while enabling our customers to focus on managing, securing, and providing trustworthy data for AI and analytics across hybrid and multi-cloud environments."

Mit unserer KI- und Wissensplattform, gestützt auf unsere umfangreiche patentierte Technik zur Optimierung der Lastverwaltung, sehen wir uns gut aufgestellt, Unternehmen zu mehr Eigenständigkeit zu verhelfen und unseren Kunden zugleich zu ermöglichen, sich auf die Verwaltung, Absicherung und Bereitstellung vertrauenswürdiger Daten für KI und Analytik über hybride und Multi-Cloud-Umgebungen hinweg zu konzentrieren.

10-Q · 2026-05-06 · View SEC filing

Filings Reviewed: 10-K 2026-02-27 · 10-Q 2026-05-06 · 8-K 2026-06-24 · 8-K 2026-05-19 · DEF 14A 2026-03-26 · SCHEDULE 13D/A 2026-07-08

Rated on July 27, 2026 · How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Sales Per Quarter ($M)
2024: Q4 · 409.0 $M Q4 2025: Q1 · 418.0 $M Q1 2025: Q2 · 408.0 $M Q2 2025: Q3 · 416.0 $M Q3 2025: Q4 · 421.0 $M Q4 2026: Q1 · 444.0 $M Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · 0.26 $ Q4 2025: Q1 · 0.45 $ Q1 2025: Q2 · 0.09 $ Q2 2025: Q3 · 0.42 $ Q3 2025: Q4 · 0.38 $ Q4 2026: Q1 · 3.47 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · 6.1 % Q4 2025: Q1 · 10.5 % Q1 2025: Q2 · 2.2 % Q2 2025: Q3 · 9.6 % Q3 2025: Q4 · 8.8 % Q4 2026: Q1 · 75.5 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · 156.0 $M Q4 2025: Q1 · 8.0 $M Q1 2025: Q2 · 43.0 $M Q2 2025: Q3 · 94.0 $M Q3 2025: Q4 · 160.0 $M Q4 2026: Q1 · 401.0 $M Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · 148.0 $M Q4 2025: Q1 · 7.0 $M Q1 2025: Q2 · 39.0 $M Q2 2025: Q3 · 99.0 $M Q3 2025: Q4 · 151.0 $M Q4 2026: Q1 · 390.0 $M Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · -10.5 % Q4 2025: Q1 · -10.1 % Q1 2025: Q2 · -6.4 % Q2 2025: Q3 · -5.5 % Q3 2025: Q4 · 2.9 % Q4 2026: Q1 · 6.2 % Q1
EPS Growth vs. Year-Ago Quarter (%)
2025: Q1 · 126.1 % Q1 2025: Q2 · -75.3 % Q2 2025: Q3 · 27.0 % Q3 2025: Q4 · 49.5 % Q4 2026: Q1 · 667.7 % Q1
Price Change in Quarter (%)
2024: Q4 · 2.7 % Q4 2025: Q1 · -27.8 % Q1 2025: Q2 · -0.8 % Q2 2025: Q3 · -3.6 % Q3 2025: Q4 · 41.5 % Q4 2026: Q1 · -15.8 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.26 409 -10.50 6.10 156 148
2025: Q1 0.45 126.10 418 -10.10 10.50 8 7
2025: Q2 0.09 -75.30 408 -6.40 2.20 43 39
2025: Q3 0.42 27.00 416 -5.50 9.60 94 99
2025: Q4 0.38 49.50 421 2.90 8.80 160 151
2026: Q1 3.47 667.70 444 6.20 75.50 401 390
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Assessment: Opportunities & Risks

Quality of the earnings jump

Of the $335 million of quarterly net income (03/31/2026), $280 million came from the SAP settlement. The underlying business contributed $55 million, against $44 million a year earlier. Over the same period the company reports an operating loss of $36 million, because the $121 million of fees sits in selling expenses.

Shift to subscriptions

The shift is far along: 86.9 percent recurring revenue in 2025, 90.1 percent in the first quarter of 2026, perpetual licenses effectively gone ($17 million in 2025). But growth comes only from the public cloud (ARR $701 million, up 15 percent), while subscription ARR fell 4 percent and maintenance ARR fell 13 percent (12/31/2025).

Cash generation

Free cash flow was $285 million in 2025 after $277 million in 2024 — steady even though revenue fell 5 percent. It therefore comes mostly from cost cuts and from a still-large legacy base, not from growth. The $390 million of the first quarter of 2026 includes $359 million from the SAP settlement; adjusted, roughly $31 million remains.

Share count and compensation

Stock-based compensation expense was $112 million in 2025, or 39 percent of free cash flow. In the first quarter of 2026 issued shares rose from 92.5 million to 94.4 million despite buybacks. On May 14, 2026 shareholders added 6,300,000 authorized plan shares — 6.7 percent of the count.

Balance sheet after the repayment

On June 24, 2026 Teradata repaid the term loan in full and put in place an undrawn $400 million revolving facility maturing in 2031. At March 31, 2026 cash of $816 million stood against a $449 million term loan; the equity ratio was 26.0 percent after 12.9 percent at year-end 2025.

Competition

The 2025 annual report names AWS, Databricks, Google Cloud, Microsoft Azure and Snowflake — rivals with far larger budgets. Revenue is 23 percent below its 2018 level, and the cloud net expansion rate fell from 117 to 108 percent (12/31/2025). Existing customers are therefore expanding more slowly than a year earlier.

Bottom Line

Teradata is a profitable niche vendor with a genuine position in very large data estates: 86.9 percent recurring revenue, $2,033 million of contracted obligations, $285 million of free cash flow in 2025 and, since June 24, 2026, no bank debt. The price looks low — but the trailing P/E of 6.5 rests largely on a court settlement that will not repeat; without it the multiple is roughly 19. Behind that stands revenue 23 percent below its 2018 level, a cloud business whose existing customers expand more slowly than a year ago, and a share count that rises despite buybacks. The scanner sees a turnaround; the filings so far show one quarter. Not investment advice.

Worth Noting:
  • Hook: in-house stock scanner "Turnaround-Kandidaten", U.S. selection, turnaround check 6 of 8, measured July 27, 2026 on both brands. 44 of the 60 hits share the same score — Teradata sits in the bottom third and therefore outside the 25 displayed places. The lists are recalculated daily.
  • Data as of July 26/27, 2026 for metrics and prices. All business figures come from the 2025 annual report (02/27/2026), the quarterly report for the period ended 03/31/2026 (05/06/2026) and the disclosures filed through July 8, 2026.
  • Do not confuse: Teradata Corporation (TDC, San Diego) has nothing to do with the Danish telecom group TDC A/S. The SEC conformed name is "TERADATA CORP /DE/" — a registry convention, not a renaming.
  • We did not use the Altman-Z value of 3.83 stored in our data set: it cannot be reconciled with the 2025 annual statement or the balance sheet as of 03/31/2026. The article uses self-computed balance sheet ratios instead.

About the Company

Teradata Corporation bietet gemeinsam mit ihren Tochtergesellschaften KI- und Wissensplattformen in den USA und international an. Sie ist in zwei Segmenten tätig: Product Sales und Consulting Services.

Employees5,100
HeadquartersSan Diego, CA
Websiteteradata.com
IPO Date1. Oct 2007
Next Earnings4. Aug 2026

Management

Management
Name Title Birth Year
Stephen McMillan President, CEO & Director 1971
John Ederer Chief Financial Officer 1970
Charles Smotherman Senior VP & Chief Accounting Officer
Scot Frazier Rogers J.D. Chief Administrative Officer & Corporate Secretary 1967
Richard Petley Chief Revenue Officer 1967
Sumeet Arora Chief Product Officer 1975
Michael D. Hutchinson Chief Operating Officer 1966
Louis Landry Chief Technology Officer
Josh Fecteau Chief Data & AI Officer and Chief Information Officer
Chad Michael Bennett Senior Vice President of Investor Relations & Corporate Development

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 24, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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