Summit State Bank (SSBI)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 12.40 $ — 54% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Analysts & Price Target
The price target sits 41.9% below the current price.
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Next Reporting Date
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | -1.05 | -475.90 | 15 | 2.90 | -46.40 | 2 | 2 |
| 2025: Q1 | 0.37 | 78.80 | 15 | -1.50 | 16.40 | -3 | -3 |
| 2025: Q2 | 0.36 | 160.50 | 16 | 2.10 | 15.60 | 0 | 0 |
| 2025: Q3 | 0.12 | 30.70 | 15 | -5.60 | 5.40 | 7 | 7 |
| 2025: Q4 | 0.16 | – | 13 | -15.40 | 8.20 | 3 | 3 |
| 2026: Q1 | 0.25 | -32.90 | 15 | -0.90 | 11.10 | 4 | 4 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
About the Company
Summit State Bank bietet Privatpersonen und Unternehmen, hauptsächlich im Sonoma County (Kalifornien), verschiedene Bankprodukte und -dienstleistungen an. Es bietet private und geschäftliche Giro-, Geldmarkt-, Sweep-, Spar- und Sichteinlagenkonten, Termineinlagen sowie spezialisierte Einlagenkonten…
| Employees | 103 |
|---|---|
| Headquarters | Santa Rosa, CA |
| Website | summitstatebank.com |
| IPO Date | 14. Jul 2006 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Brian J. Reed | President, CEO & Director | 1959 |
| Genie M. Del Secco | Executive VP & COO | 1969 |
| Brandy A. Lee Seppi | Executive VP & Chief Banking Officer | 1975 |
| Camille D. Kazarian | Executive VP & CFO | 1979 |
| Elaina Hunt | Vice President of Marketing & Community Relations | – |
| Wayne Hoffer | Senior Vice President | – |
| Karen Holloway CPA | Senior Vice President | – |
| John Osborne | Senior VP & Senior Relationship Manager | – |
| Michael J. Floyd | Executive VP & Chief Credit Officer | 1962 |
| Janet Connors | Senior VP & Senior Relationship Manager | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.