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Stonex Group Inc (SNEX)

Financial Services Capital Markets
70.70 $
Closing price · As of: 20. Jul 2026
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Read the Full Deep Dive
StoneX Stock: $132 Billion in Revenue Is an Optical Illusion — the Doubled Profit Is Not

StoneX clears and brokers trades across more than 40 derivatives exchanges — and lights up 24 filters in our in-house stock scanner, led by stage-2 momentum (scanner run of July 17, 2026; metrics data as of July 10, 2026). We read the annual reports (10-K) for fiscal years 2024 and 2025 and the quarterly report (10-Q) as of March 31, 2026: "revenues" of $132.4 billion of which $128.3 billion flow right back out, an interest engine running on client money, a half-year profit above the entire prior year, a billion-dollar acquisition — and bad debts that jumped a hundredfold in the latest quarter. Not investment advice — just a field guide to a balance sheet that looks bigger than it is.

Appears in These Scanners

This stock currently matches 23 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners

Basics

Market Cap
10.9Mrd. $
Shares Outstanding
79Mio.
Float
87.8%
Beta
0.7

Performance

Perf. 1M
3.30%
Perf. 3M
47.80%
Perf. 6M
77.20%
YTD Performance (%)
117.50%
52-Week-High Distance
-3.3%

Valuation

P/E
24.2
Forward P/E
9.8
PEG
P/B
4.0
P/S
0.1
EV/EBITDA
11.6
Price/FCF
1.4

Profitability

Gross Margin
1.6%
EBIT Margin
0.5%
Net Margin
0.3%
Return on Equity
20.2%
Return on Assets
1.1%

Balance Sheet & Safety

Equity Ratio
5.0%
Debt/Equity
7.2
Altman Z
5.53
Piotroski
6 von 9

Growth

Sales Growth Last Quarter
23.80%
EPS Growth Last Quarter
120.20%
Sales Growth (Year)
32.53%
Forward Sales Growth
-100.00%
Forward EPS Growth
3.70%

Quality & Screener

Stage
2
Top 10%
RS Rating
95
EPS Rating
87
Piotroski
6 von 9
Fundamental Rating
B (+14 von 100)
Altman Z
5.53

AI Rating

Neutral

Geprüft am 17.07.2026 gegen die Geschäftsberichte (10-K) für die Geschäftsjahre 2025 (eingereicht 28.11.2025) und 2024 (29.11.2024) sowie die vier jüngsten Quartalsberichte (10-Q, zum 31.03.2026, 31.12.2025, 30.06.2025 und 31.03.2025): In den ausgewerteten SEC-Filings der StoneX Group Inc. findet sich kein einziger Treffer zu „artificial intelligence“, „machine learning“, „generative“ oder „AI“ — weder als Umsatzquelle noch als operativer Einsatz noch als konkretes Geschäftsrisiko. Der Finanzdienstleister (Broker, Clearing, Zahlungsverkehr, physischer Rohstoffhandel) beschreibt seine Technologie-Plattformen ohne jeden KI-Bezug. Dokumentierter Negativ-Befund → „neutral“.

View the full file — quotes, sources, reviewed filings

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Sales Per Quarter ($M)
2024: Q4 · 27,935.3 Mio. $ Q4 2025: Q1 · 36,890.7 Mio. $ Q1 2025: Q2 · 34,828.8 Mio. $ Q2 2025: Q3 · 32,723.4 Mio. $ Q3 2025: Q4 · 39,029.9 Mio. $ Q4 2026: Q1 · 45,762.6 Mio. $ Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · 1.17 $ Q4 2025: Q1 · 0.97 $ Q1 2025: Q2 · 0.85 $ Q2 2025: Q3 · 1.09 $ Q3 2025: Q4 · 1.73 $ Q4 2026: Q1 · 2.14 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · 0.3 % Q4 2025: Q1 · 0.2 % Q1 2025: Q2 · 0.2 % Q2 2025: Q3 · 0.3 % Q3 2025: Q4 · 0.4 % Q4 2026: Q1 · 0.4 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · -477.8 Mio. $ Q4 2025: Q1 · -154.5 Mio. $ Q1 2025: Q2 · 1,491.2 Mio. $ Q2 2025: Q3 · 3,529.4 Mio. $ Q3 2025: Q4 · -1,261.7 Mio. $ Q4 2026: Q1 · 4,212.4 Mio. $ Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · -491.4 Mio. $ Q4 2025: Q1 · -169.8 Mio. $ Q1 2025: Q2 · 1,475.2 Mio. $ Q2 2025: Q3 · 3,508.9 Mio. $ Q3 2025: Q4 · -1,276.9 Mio. $ Q4 2026: Q1 · 4,191.1 Mio. $ Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · 42.7 % Q4 2025: Q1 · 66.9 % Q1 2025: Q2 · 28.7 % Q2 2025: Q3 · 5.1 % Q3 2025: Q4 · 39.7 % Q4 2026: Q1 · 24.0 % Q1
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · -20.9 % Q4 2025: Q1 · -13.9 % Q1 2025: Q2 · -34.9 % Q2 2025: Q3 · -32.0 % Q3 2025: Q4 · 48.2 % Q4 2026: Q1 · 121.0 % Q1
Price Change in Quarter (%)
2024: Q4 · 19.7 % Q4 2025: Q1 · 16.9 % Q1 2025: Q2 · 19.3 % Q2 2025: Q3 · 10.7 % Q3 2025: Q4 · -5.7 % Q4 2026: Q1 · 27.2 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.17 -20.90 27,935 42.70 0.30 -478 -491
2025: Q1 0.97 -13.90 36,891 66.90 0.20 -155 -170
2025: Q2 0.85 -34.90 34,829 28.70 0.20 1,491 1,475
2025: Q3 1.09 -32.00 32,723 5.10 0.30 3,529 3,509
2025: Q4 1.73 48.20 39,030 39.70 0.40 -1,262 -1,277
2026: Q1 2.14 121.00 45,763 24.00 0.40 4,212 4,191
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Assessment: Opportunities & Risks

Growth & earnings power

Net income of $238.5, $260.8 and $305.9 million in fiscal years 2023 through 2025, return on equity of 15.6 percent — and $313.3 million already earned in the first half of fiscal year 2026, more than in the entire prior year; operating revenues up 64 percent in the January-through-March 2026 quarter (10-Q as of 03/31/2026).

Revenue optics & margin

Of the $132.4 billion in fiscal 2025 total revenues, $128.5 billion is pass-through physical commodities; management itself calls operating revenues ($4,126.9 million) the more useful measure (10-K, Item 7). Screener values like a 0.07 price-to-sales or 1.4 price-to-cash-flow ratio are artifacts here, not buy arguments — the net margin on the flow-through is 0.2 to 0.4 percent.

Interest rate dependence

$1,734.3 million of interest income in fiscal year 2025, largely earned on client balances on deposit; the company's own risk factors warn that declining short-term rates or shrinking deposits "may have a material adverse effect" on profitability (10-K, Item 1A). The RJO deal enlarged the interest engine — and with it this flank.

Credit/counterparty risk & leverage

Bad debts in the January-through-March 2026 quarter: $12.4 million after $0.1 million a year earlier, $8.0 million of it in the metals business (10-Q, Item 2); $53.6 billion in total assets on roughly $2.7 billion of equity (about a 5 percent ratio) — industry-standard, but with no tolerance for one big failure.

Acquisition strategy

Five acquisitions in fiscal year 2025 alone (including R.J. O'Brien for $651.9 million in cash plus 3,085,554 shares, and Benchmark), goodwill up $238.0 million, new $625 million of 6.875% notes due 2032, diluted share count up about 10 percent — the integration is delivering so far (RJO: $414.5 million in half-year operating revenues), but the interest burden and dilution will remain even when the momentum fades.

Momentum & valuation

24 scanner hits, a stage-2 uptrend, an RS rating of 95, plus 136 percent in twelve months and two 3-for-2 splits — set against a trailing P/E around 24, four times book value, 13 insider sales versus 1 purchase (including the CEO) and just two analyst estimates (data as of July 10, 2026).

Bottom Line

StoneX is a highly profitable financial toll-booth operator in top form: record profits, a half-year above the entire prior year, broad momentum and an acquisition that strengthens the network. But the most eye-catching screener metric — the 0.07 price-to-sales ratio — is an optical illusion built from $128 billion of pass-through commodities, the net margin on it is paper-thin, profit hangs noticeably on U.S. interest rates, and $53.6 billion in assets rest on roughly 5 percent equity. Whoever invests here buys a very well-run, highly leveraged network business at four times book — not the bargain from the screener. Not investment advice.

Worth Noting:
  • SNEX reached the research list through the momentum/stage-2 run of our in-house stock scanner on July 17, 2026, with 24 hits; the underlying metrics carry a data cut-off of July 10, 2026.
  • Scanner metrics (P/S, P/CF, P/E, Piotroski, fundamental grade) are computed on trailing twelve-month figures and treat the gross revenues of the physical commodities business like ordinary revenue — which is exactly why StoneX appears in cheapness rankings although the real price-to-revenue ratio sits around 2.7.
  • Price and valuation figures are dated July 10, 2026 (about $137.30, about $10.9 billion in market value); analyses are evergreen, daily prices are not a buy argument. The fiscal year ends September 30; share counts and earnings per share are comparable only on a split-adjusted basis after the 3-for-2 splits of 03/21/2025 and 03/20/2026.

About the Company

StoneX Group Inc. ist ein globales Finanzdienstleistungsnetzwerk, das Unternehmen, Organisationen, Trader und Anleger mit einem Marktökosystem in den USA, Europa, Südamerika, dem Nahen Osten, Asien und international verbindet.

CEO Insider Trades (12 Mo.)selling own stock
Employees5,307
HeadquartersNew York, NY
Websitestonex.com
IPO Date15. Nov 1996
Next Earnings4. Aug 2026

Management

Management
Name Title Birth Year
Philip Andrew Smith Group CEO & Director 1972
Sean Michael O'Connor Executive Vice-Chairman 1962
William John Dunaway Chief Financial Officer 1972
Stuart Andrew Sam Davison Chief Operating Officer 1985
Gregory Kallinikos Chief Executive Officer of the Asia Pacific 1979
Charles Martin Lyon Group President & Director 1976
Aaron M. Schroeder Chief Accounting Officer 1976
Abigail Hannah Perkins Chief Information Officer 1970
Kevin T. Murphy Group Treasurer & Investor Relation
Diego Andres Rotsztain J.D. Chief Governance & Legal Officer 1970

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 20, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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