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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Southern Missouri Bancorp Inc (SMBC)

Financial Services Banks - Regional
77.40 $
+0.1% vs. previous close
Closing price · As of: 31. Jul 2026
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Risk & Weakness

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Trading Day

Previous Close
77.40$
Open
77.10$
Day High
77.90$
Day Low
76.40$
Volume
74,698shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
47.90 $ 78.90 $
10/16/2025 07/28/2026

Current price 77.40 $ — 95% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.8$B
Shares Outstanding
11Mio.
Float
84.3%
Beta
0.9

Performance

Perf. 1M
9.90%
Perf. 3M
22.30%
Perf. 6M
25.30%
YTD Performance (%)
25.60%
52-Week-High Distance
-1.0%
Perf. 1Y
45.52%
Perf. 3Y
69.68%
Perf. 5Y
88.20%
Perf. 10Y
275.23%
Perf. Since Inception
6,763.20%

Technical Indicators

MA 38 Days
75.00$
MA 50 Days
73.60$
MA 200 Days
64.30$
RSI (14)
57.3
Volatility 30 Days
21.7%
Volatility 250 Days
25.1%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
13.3
Forward P/E
8.8
PEG
1.1
P/B
1.5
P/S
2.7
EV/EBITDA
0.0
Price/FCF
9.4

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
36.3%
Return on Equity
12.2%
Return on Assets
1.3%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.3
Altman Z″
-1.15
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
6.50%
EPS Growth Last Quarter
15.20%
Sales Growth (Year)
11.72%
Forward Sales Growth
6.24%
Forward EPS Growth
8.20%

Dividend

Dividend Yield
1.31%
Dividend Per Share (TTM)
1.00$
Payout Ratio
16.7%
Years Without a Cut
26Years
Increase Streak
14Years

Quality & Screener

Stage
2
RS Rating
70
EPS Rating
62
Piotroski
7 out of 9
Fundamental Rating
B (57 out of 100)
Altman Z″
-1.15

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 77.40 $
Price Target (average) 76.00 $

The price target sits 1.8% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

21. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
1.65 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 76.3 $M Q4 2025: Q1 · 76.6 $M Q1 2025: Q2 · 77.9 $M Q2 2025: Q3 · 79.6 $M Q3 2025: Q4 · 79.0 $M Q4 2026: Q1 · 77.9 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.30 20.60 76 13.50 19.20 20 18
2025: Q1 1.39 38.70 77 10.00 20.40 24 23
2025: Q2 1.40 16.80 78 7.60 20.30 27 26
2025: Q3 1.39 25.30 80 6.80 19.70 16 15
2025: Q4 1.62 24.80 79 3.60 23.00 21 20
2026: Q1 1.60 15.70 78 1.80 22.80 29 29
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Southern Missouri Bancorp, Inc. ist die Bankholding der Southern Bank, die Bank- und Finanzdienstleistungen für Privat- und Firmenkunden in den USA anbietet.

Employees696
HeadquartersPoplar Bluff, MO
Websitebankwithsouthern.com
IPO Date12. Apr 1994

Management

Management
Name Title Birth Year
Greg A. Steffens Chairman & CEO 1967
Matthew T. Funke President & Chief Administrative Officer 1976
Stefan Chkautovich Executive VP & Chief Financial Officer 1986
Justin G. Cox Executive Vice President & Regional President 1981
Richard A. Windes Executive VP & Chief Lending Officer 1965
Kimberly A. Capps Executive VP & COO 1967
Jane Butler VP, Financial Reporting Officer & Principal Accounting Officer
Lorna Brannum Investor Relations Contact & Executive Secretary
Mark E. Hecker Executive VP & Chief Credit Officer 1966
Brett A. Dorton Executive VP & Chief Strategies Officer 1973

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
29. Jul 2026 Hecker Mark E EVP-CHIEF CREDIT OFFICER Other 1,830 78.31 143,307
29. Jul 2026 Hecker Mark E EVP-CHIEF CREDIT OFFICER Other 2,000 34.35 68,700

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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