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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Root Inc (ROOT)

Financial Services Insurance - Property & Casualty
54.20 $
-6.7% vs. previous close
Closing price · As of: 31. Jul 2026
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Basics

Market Cap
0.8$B
Shares Outstanding
14Mio.
Float
90.1%
Beta
2.8

Performance

Perf. 1M
10.00%
Perf. 3M
31.50%
Perf. 6M
-22.30%
YTD Performance (%)
-27.80%
52-Week-High Distance
-61.6%
Perf. 1Y
-59.53%
Perf. 3Y
375.20%
Perf. 5Y
-73.08%

Valuation

P/E
Forward P/E
1.7
PEG
P/B
P/S
0.5
EV/EBITDA
0.0
Price/FCF
4.9

Profitability

Gross Margin
39.5%
EBIT Margin
Net Margin
3.5%
Return on Equity
14.9%
Return on Assets
3.0%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
12.60%
EPS Growth Last Quarter
95.30%
Sales Growth (Year)
28.95%
Forward Sales Growth
7.24%
Forward EPS Growth
-5.10%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
4
RS Rating
13
EPS Rating
85
Piotroski
7 out of 9
Fundamental Rating
B (61 out of 100)
Altman Z″

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 54.20 $
Price Target (average) 66.80 $

The price target sits 23.2% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

5. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
0.67 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 326.7 $M Q4 2025: Q1 · 349.4 $M Q1 2025: Q2 · 382.9 $M Q2 2025: Q3 · 387.8 $M Q3 2025: Q4 · 397.0 $M Q4 2026: Q1 · 393.5 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.30 327 67.70 6.80 69 65
2025: Q1 1.07 349 37.10 5.30 27 25
2025: Q2 1.29 383 32.40 5.70 52 48
2025: Q3 -0.35 -126.00 388 26.90 -1.40 58 54
2025: Q4 0.31 -76.30 397 21.50 1.30 70 66
2026: Q1 2.09 95.10 394 12.60 9.10 9 6
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Root, Inc. provides insurance products and services in the United States.

Employees1,256
HeadquartersColumbus, OH
Websitejoinroot.com
IPO Date28. Oct 2020

Management

Management
Name Title Birth Year
Alexander Edward Timm Founder, CEO & Chairman 1989
Mahtiyar Bonakdarpour President & CTO 1987
Megan Nicole Binkley Chief Financial Officer 1984
Jonathan Alexander Allison Chief Administrative Officer 1967
Ryan William Forish Chief Accounting Officer 1983
Matthew Patrick LaMalva Head of Investor Relations 1987
Jodi Emmert Baker VP, General Counsel & Secretary
Kelly Ruoff Chief Communications Officer
Jason Shapiro Senior Vice President of Business Development
Srini Srinivasan Chief Information Security Officer & Head of IT

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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