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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

PRA Group Inc (PRAA)

Financial Services Credit Services
17.40 $
+0.1% vs. previous close
Closing price · As of: 31. Jul 2026
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This stock currently matches 12 of our scanner strategies — each hit links to the scanner.

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Basics

Market Cap
0.7$B
Shares Outstanding
38Mio.
Float
87.7%
Beta
1.1

Performance

Perf. 1M
21.70%
Perf. 3M
11.30%
Perf. 6M
7.00%
YTD Performance (%)
-0.50%
52-Week-High Distance
-19.4%
Perf. 1Y
22.03%
Perf. 3Y
-22.10%
Perf. 5Y
-54.51%

Valuation

P/E
Forward P/E
10.0
PEG
5.8
P/B
0.7
P/S
0.5
EV/EBITDA
30.0
Price/FCF

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
-22.5%
Return on Equity
-22.8%
Return on Assets
5.0%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.03
Altman Z″
10.31
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
16.70%
EPS Growth Last Quarter
Sales Growth (Year)
10.36%
Forward Sales Growth
-0.10%
Forward EPS Growth
12.30%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
2
RS Rating
40
Top 10%
EPS Rating
96
Piotroski
7 out of 9
Fundamental Rating
C (51 out of 100)
Altman Z″
10.31

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 17.40 $
Price Target (average) 26.00 $

The price target sits 49.4% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

6. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
0.52 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 295.9 $M Q4 2025: Q1 · 272.0 $M Q1 2025: Q2 · 290.7 $M Q2 2025: Q3 · 314.1 $M Q3 2025: Q4 · 363.3 $M Q4 2026: Q1 · 314.2 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.47 296 32.60 6.20 43 42
2025: Q1 0.09 4.70 272 5.60 1.30 -53 -54
2025: Q2 1.07 97.00 291 1.40 14.60 -13 -14
2025: Q3 -10.43 -1,617.40 314 10.80 -129.80 -10 -11
2025: Q4 1.44 210.30 363 22.80 15.60 -10 -11
2026: Q1 0.73 694.50 314 15.50 9.00 25 24
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

PRA Group, Inc., ein Finanzdienstleistungsunternehmen, beschäftigt sich mit dem Kauf, der Eintreibung und der Verwaltung notleidender Kreditportfolios in den USA, Europa, Großbritannien, Südamerika, Kanada und Australien.

Employees2,541
HeadquartersNorfolk, VA
Websitepragroup.com
IPO Date8. Nov 2002

Management

Management
Name Title Birth Year
Steven D. Fredrickson Co-Founder & Executive Chairman 1960
Martin Sjolund CEO, President & Director 1973
Rakesh Sehgal Executive VP & CFO 1973
LaTisha Owens Tarrant Executive VP, General Counsel, Chief Human Resources Officer & Corporate Secretary 1973
R. Owen James President of PRA Group Europe 1967
Steven A. Macke Global Operations Officer
Jan Husby Chief Information Officer 1964
Najim Mostamand C.F.A. Vice President of Investor Relations
Keith Warren Chief Risk & Compliance Officer
Adrian Murphy Global Chief Data & Analytics Officer

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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