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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Pagaya Technologies Ltd. (PGY)

Technology Software - Infrastructure
19.30 $
+9.2% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
17.60$
Open
17.90$
Day High
19.60$
Day Low
17.50$
Volume
7,141,993shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
10.60 $ 43.80 $
02/23/2026 09/18/2025

Current price 19.30 $ — 26% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.6$B
Shares Outstanding
72Mio.
Float
93.8%
Beta
5.3

Performance

Perf. 1M
19.10%
Perf. 3M
48.90%
Perf. 6M
-26.90%
YTD Performance (%)
-28.20%
52-Week-High Distance
-65.6%
Perf. 1Y
-35.87%
Perf. 3Y
-39.63%
Perf. 5Y
-83.32%
Perf. Since Inception
-83.94%

Technical Indicators

MA 38 Days
16.70$
MA 50 Days
16.10$
MA 200 Days
18.00$
RSI (14)
63.2
Volatility 30 Days
68.0%
Volatility 250 Days
78.0%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
17.7
Forward P/E
6.3
PEG
0.1
P/B
3.0
P/S
1.2
EV/EBITDA
4.5
Price/FCF
6.3

Profitability

Gross Margin
42.9%
EBIT Margin
Net Margin
7.4%
Return on Equity
16.3%
Return on Assets
12.7%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
1.8
fortress balance sheet
Altman Z″
7.75
Piotroski
4 out of 9

Growth

Sales Growth Last Quarter
9.60%
EPS Growth Last Quarter
183.80%
Sales Growth (Year)
25.56%
Forward Sales Growth
13.71%
Forward EPS Growth
14.80%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
4
RS Rating
21
Top 10%
EPS Rating
90
Piotroski
4 out of 9
Fundamental Rating
B (73 out of 100)
fortress balance sheet
Altman Z″
7.75

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 19.30 $
Price Target (average) 26.90 $

The price target sits 39.4% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

6. Aug 2026

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 275.7 $M Q4 2025: Q1 · 282.7 $M Q1 2025: Q2 · 317.7 $M Q2 2025: Q3 · 339.9 $M Q3 2025: Q4 · 321.0 $M Q4 2026: Q1 · 317.9 $M Q1 2026: Q2 · 387.0 $M Q2

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -3.20 276 31.00 -86.30 32 23
2025: Q1 0.10 283 19.30 2.80 34 31
2025: Q2 0.21 318 31.00 5.20 57 54
2025: Q3 0.25 340 36.30 6.60 67 64
2025: Q4 0.38 321 16.50 10.70 80 77
2026: Q1 0.26 149.30 318 12.50 7.80 43 40
2026: Q2 0.49 133.30 387 21.80 11.70 75 71
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Pagaya Technologies Ltd., ein produktorientiertes Technologieunternehmen, setzt Data Science und proprietäre KI-gestützte Technologie für Finanzdienstleistungen, deren Kunden sowie institutionelle oder versierte Investoren in den USA, Israel und auf den Cayman Islands ein.

Employees511
HeadquartersNew York, NY
Websitepagaya.com
IPO Date23. Jun 2022

Management

Management
Name Title Birth Year
Gal Krubiner CEO, Co-Founder & Director 1989
Sanjiv Das Co-Founder & President 1962
Avital Pardo Co-Founder, Deputy CEO & Director 1986
Yahav Yulzari Co-Founder, Deputy CEO & Director 1986
Tami Rosen Chair of Strategic Advisory Board, Chief Development Officer & Director 1972
Evangelos Perros Strategic Executive Advisor 1976
Jonathan Israel Dobres J.D. Chief Financial Officer 1978
Balasubramaniam Panchanadeswaran Chief Operating Officer
Edward John Mallon Chief Investment Officer
Cory Vieira Chief Accounting Officer & Principal Accounting Officer 1979

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
17. Apr 2026 Tami Rosen Director Sell 9,720 15.14 147,161

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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