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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Open Lending Corp (LPRO)

Financial Services Credit Services
3.10 $
+0.0% vs. previous close
Closing price · As of: 30. Jul 2026
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This stock currently matches 2 of our scanner strategies — each hit links to the scanner.

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Basics

Market Cap
0.4$B
Shares Outstanding
118Mio.
Float
80.5%
Beta
2.2

Performance

Perf. 1M
36.20%
Perf. 3M
157.90%
Perf. 6M
92.60%
YTD Performance (%)
101.30%
52-Week-High Distance
-0.3%
Perf. 1Y
60.51%
Perf. 3Y
-69.20%
Perf. 5Y
-92.32%

Valuation

P/E
Forward P/E
38.9
PEG
P/B
P/S
4.1
EV/EBITDA
73.8
Price/FCF

Profitability

Gross Margin
77.2%
EBIT Margin
Net Margin
-5.9%
Return on Equity
-6.9%
Return on Assets
1.1%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
3.91
Piotroski
3 out of 9

Growth

Sales Growth Last Quarter
-16.00%
EPS Growth Last Quarter
-56.50%
Sales Growth (Year)
288.02%
Forward Sales Growth
14.66%
Forward EPS Growth
46.20%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
2
Top 10%
RS Rating
92
EPS Rating
13
Piotroski
3 out of 9
Fundamental Rating
D (36 out of 100)
Altman Z″
3.91

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 3.10 $
Price Target (average) 2.50 $

The price target sits 19.4% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

5. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
0.01 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · -56.9 $M Q4 2025: Q1 · 24.4 $M Q1 2025: Q2 · 25.3 $M Q2 2025: Q3 · 24.2 $M Q3 2025: Q4 · 19.3 $M Q4 2026: Q1 · 20.5 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -1.21 -57 -481.00 -3 -5
2025: Q1 0.01 -87.90 24 -20.70 2.50 -4 -4
2025: Q2 0.01 -64.50 25 -5.30 4.10 1 1
2025: Q3 -0.06 -632.60 24 3.00 -31.30 -6 -6
2025: Q4 0.01 19 8.70 6 5
2026: Q1 0.00 -175.70 21 -16.00 -2.20 -1 -1
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending…

Employees164
HeadquartersAustin, TX
Websiteopenlending.com
IPO Date6. Mar 2018

Management

Management
Name Title Birth Year
Jessica Elizabeth Buss CPA Chairman & CEO 1972
Massimo Monaco Chief Financial Officer 1974
Michelle Lynn Glasl Chief Operating Officer 1971
Ben Massey General Counsel & Corporate Secretary 1986
Matthew Sather Chief Underwriting Officer 1971
Richard F. Watkins Founder
Laura Moser Chief Accounting Officer
Anthony Capizzano Chief Growth Officer 1975
Derica Demint Senior Vice President of Account Management & Client Services
Aaron Bussey Senior Vice President of Product Development Strategy

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
30. Jul 2026 Glasl Michelle Chief Operating Officer Other 12,240 3.15 38,556
28. Jul 2026 Bregal Sagemount I, L.P. 10% Owner Other 7,564,566 3.15 23,828,383
28. Jul 2026 Sather Matthew Chief Underwriting Officer Other 61,426 3.15 193,492
28. Jul 2026 Massey Ben General Counsel Other 29,472 3.15 92,837
28. Jul 2026 Hegge Thomas K Director Other 318 3.15 1,002
28. Jul 2026 Hart Todd C Director Other 13,933 3.15 43,889
28. Jul 2026 Feldstein Eric A Director Other 122,686 3.15 386,461
28. Jul 2026 Chaudhary Abhijit Director Other 14,943 3.15 47,070
28. Jul 2026 Buss Jessica E Chief Executive Officer Other 74,652 3.15 235,154
28. Jul 2026 Greenberg Blair J. Director Other 7,564,566 3.15 23,828,383

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 30, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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