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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Old Republic International Corp (ORI)

Financial Services Insurance - Property & Casualty
43.20 $
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 12 of our scanner strategies — each hit links to the scanner.

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Basics

Market Cap
10.5$B
Shares Outstanding
244Mio.
Float
99.3%
Beta
0.6

Performance

Perf. 1M
10.80%
Perf. 3M
6.20%
Perf. 6M
-4.30%
YTD Performance (%)
-6.10%
52-Week-High Distance
-14.4%

Valuation

P/E
11.0
Forward P/E
11.4
PEG
1.4
P/B
1.8
P/S
1.1
EV/EBITDA
0.0
Price/FCF
8.2

Profitability

Gross Margin
63.5%
EBIT Margin
18.0%
Net Margin
10.8%
Return on Equity
17.3%
Return on Assets
2.9%

Balance Sheet & Safety

Equity Ratio
27.3%
Debt/Equity
0.3
Altman Z″
4.49
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
13.50%
EPS Growth Last Quarter
34.70%
Sales Growth (Year)
10.41%
Forward Sales Growth
5.02%
Forward EPS Growth
8.70%

Dividend

Dividend Yield
3.01%
Dividend Per Share (TTM)
3.71$
Payout Ratio
91.2%
Years Without a Cut
2Years
Increase Streak
2Years

Quality & Screener

Stage
1
RS Rating
42
EPS Rating
73
Piotroski
6 out of 9
Fundamental Rating
B (60 out of 100)
Altman Z″
4.49

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Sales Per Quarter ($M)
2024: Q4 · 2,002.5 $M Q4 2025: Q1 · 2,113.9 $M Q1 2025: Q2 · 2,208.2 $M Q2 2025: Q3 · 2,424.0 $M Q3 2025: Q4 · 2,389.4 $M Q4 2026: Q1 · 2,399.4 $M Q1 2026: Q2 · 2,503.8 $M Q2
Earnings Per Share Per Quarter ($)
2024: Q4 · 0.42 $ Q4 2025: Q1 · 0.98 $ Q1 2025: Q2 · 0.82 $ Q2 2025: Q3 · 1.12 $ Q3 2025: Q4 · 0.83 $ Q4 2026: Q1 · 1.32 $ Q1 2026: Q2 · 1.31 $ Q2
Net Margin Per Quarter (%)
2024: Q4 · 5.2 % Q4 2025: Q1 · 11.6 % Q1 2025: Q2 · 9.3 % Q2 2025: Q3 · 11.5 % Q3 2025: Q4 · 8.6 % Q4 2026: Q1 · 13.8 % Q1 2026: Q2 · 12.9 % Q2
Operating Cash Flow Per Quarter ($M)
2024: Q4 · 361.7 $M Q4 2025: Q1 · 231.7 $M Q1 2025: Q2 · 133.8 $M Q2 2025: Q3 · 563.8 $M Q3 2025: Q4 · 235.0 $M Q4 2026: Q1 · 281.4 $M Q1 2026: Q2 · 199.7 $M Q2
Free Cash Flow Per Quarter ($M)
2024: Q4 · 361.7 $M Q4 2025: Q1 · 231.7 $M Q1 2025: Q2 · 133.8 $M Q2 2025: Q3 · 563.8 $M Q3 2025: Q4 · 235.0 $M Q4 2026: Q1 · 281.4 $M Q1 2026: Q2 · 199.7 $M Q2
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · 3.2 % Q4 2025: Q1 · 4.9 % Q1 2025: Q2 · 18.0 % Q2 2025: Q3 · 3.5 % Q3 2025: Q4 · 19.3 % Q4 2026: Q1 · 13.5 % Q1 2026: Q2 · 13.4 % Q2
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · -38.9 % Q4 2025: Q1 · -14.7 % Q1 2025: Q2 · 133.9 % Q2 2025: Q3 · -15.2 % Q3 2025: Q4 · 97.6 % Q4 2026: Q1 · 34.7 % Q1 2026: Q2 · 59.8 % Q2
Price Change in Quarter (%)
2024: Q4 · 2.9 % Q4 2025: Q1 · 15.6 % Q1 2025: Q2 · -1.2 % Q2 2025: Q3 · 11.3 % Q3 2025: Q4 · 8.2 % Q4 2026: Q1 · -6.8 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.42 -38.90 2,003 3.20 5.20 362 362
2025: Q1 0.98 -14.70 2,114 4.90 11.60 232 232
2025: Q2 0.82 133.90 2,208 18.00 9.30 134 134
2025: Q3 1.12 -15.20 2,424 3.50 11.50 564 564
2025: Q4 0.83 97.60 2,389 19.30 8.60 235 235
2026: Q1 1.32 34.70 2,399 13.50 13.80 281 281
2026: Q2 1.31 59.80 2,504 13.40 12.90 200 200
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Old Republic International Corporation bietet über ihre Tochtergesellschaften Versicherungs-Underwriting und zugehörige Dienste in den USA und Kanada an. Sie ist in zwei Segmenten tätig: Specialty Insurance und Title Insurance.

Employees9,500
HeadquartersChicago, IL
Websiteoldrepublic.com
IPO Date26. Mar 1990
Next Earnings23. Jul 2026

Management

Management
Name Title Birth Year
Craig Richard Smiddy President, CEO & Director 1964
Francis Joseph Sodaro Senior VP & CFO 1969
Stephen Joseph Oberst Executive Vice President 1968
Carolyn Jean Monroe Senior Vice President & CEO of Title Insurance 1959
William Todd Gray Executive VP & Treasurer 1968
Jeffrey Patrick Lange Senior VP of Underwriting & Distribution and COO 1971
Phillip A. Schutt Senior Vice President of Investments 1962
Steven Roy Buckland VP & Chief Information Officer
Thomas Andrew Dare Senior VP, Secretary & General Counsel 1962
Aaron Howard Jacoby CPA Senior Vice President of Corporate Development & Finance 1971

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
29. Jul 2026 Lange Jeffrey SVPUnderwriting & Distribution Sell 14,075 43.76 615,922
28. Jul 2026 Oberst Stephen J Executive Vice President Sell 13,125 43.96 576,975
28. Jul 2026 Oberst Stephen J Executive Vice President Other 150,068 43.07 6,463,429
28. Jul 2026 Oberst Stephen J Executive Vice President Other 65,000 21.30 1,384,500
28. Jul 2026 Oberst Stephen J Executive Vice President Other 55,000 22.72 1,249,600
28. Jul 2026 Oberst Stephen J Executive Vice President Other 15,000 21.99 329,850
28. Jul 2026 Oberst Stephen J Executive Vice President Other 28,000 21.12 591,360
28. Jul 2026 Oberst Stephen J Executive Vice President Other 24,000 20.98 503,520
28. Jul 2026 Oberst Stephen J Executive Vice President Other 21,000 19.98 419,580

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

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Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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