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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

OFG Bancorp (OFG)

Financial Services Banks - Regional
52.90 $
+0.7% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 14 of our scanner strategies — each hit links to the scanner.

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Trading Day

Previous Close
52.50$
Open
52.40$
Day High
53.00$
Day Low
52.00$
Volume
257,169shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
37.20 $ 53.00 $
01/23/2026 07/28/2026

Current price 52.90 $ — 99% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
2.3$B
Shares Outstanding
42Mio.
Float
98.9%
Beta
0.7

Performance

Perf. 1M
7.30%
Perf. 3M
23.70%
Perf. 6M
19.00%
YTD Performance (%)
18.20%
52-Week-High Distance
-0.5%
Perf. 1Y
27.82%
Perf. 3Y
71.54%
Perf. 5Y
162.19%
Perf. 10Y
527.79%
Perf. Since Inception
9,937.98%

Technical Indicators

MA 38 Days
49.60$
MA 50 Days
48.60$
MA 200 Days
43.20$
RSI (14)
65.3
Volatility 30 Days
24.3%
Volatility 250 Days
25.6%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
7.4
PEG
0.9
P/B
P/S
2.6
EV/EBITDA
0.0
Price/FCF
11.9

Profitability

Gross Margin
100.0%
EBIT Margin
43.8%
Net Margin
33.6%
Return on Equity
16.0%
Return on Assets
1.8%

Balance Sheet & Safety

Equity Ratio
11.4%
Debt/Equity
Altman Z″
4.17
very solid
Piotroski
8 out of 9

Growth

Sales Growth Last Quarter
6.90%
EPS Growth Last Quarter
26.00%
Sales Growth (Year)
4.84%
Forward Sales Growth
-0.60%
Forward EPS Growth
0.00%

Dividend

Dividend Yield
2.63%
Dividend Per Share (TTM)
1.30$
Payout Ratio
26.9%
Years Without a Cut
9Years
Increase Streak
5Years

Quality & Screener

Stage
2
RS Rating
60
EPS Rating
69
very solid
Piotroski
8 out of 9
Fundamental Rating
B (55 out of 100)
Altman Z″
4.17

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 52.90 $
Price Target (average) 47.75 $

The price target sits 9.7% below the current price.

Consensus
Strong Buy

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

21. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
1.22 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 210.1 $M Q4 2025: Q1 · 206.8 $M Q1 2025: Q2 · 210.3 $M Q2 2025: Q3 · 216.7 $M Q3 2025: Q4 · 228.8 $M Q4 2026: Q1 · 226.4 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.09 10.70 210 3.50 24.00 38 31
2025: Q1 1.00 -4.60 207 2.80 22.00 83 79
2025: Q2 1.15 6.00 210 1.80 24.60 36 32
2025: Q3 1.16 16.10 217 5.80 23.90 40 36
2025: Q4 1.18 8.40 229 8.90 24.40 59 53
2026: Q1 1.26 25.40 226 9.50 23.80 73 69
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

OFG Bancorp, eine Finanzholding, bietet eine Reihe von Bank- und Finanzdienstleistungen in den USA an. Sie ist in drei Segmenten tätig: Banking, Wealth Management und Treasury.

Employees2,181
HeadquartersSan Juan, PR
Websiteofgbancorp.com
IPO Date28. Mar 1990

Management

Management
Name Title Birth Year
José Rafael Fernández President, CEO & Chairman 1964
Maritza Arizmendi Diaz CPA, Esq. Chief Financial Officer 1968
Ada Garcia Castello Managing Director of Customer Intelligence & Operations 1964
Mari Evelyn Rodriguez Chief Retail Banking Officer 1971
Cesar A. Ortiz-Marcano CPA, Esq. Chief Risk Officer 1975
Krisen Aguirre Torres Vice President Financial Reporting & Accounting Control
Gary M. Fishman IR Contact
Hugh Gonzalez-Robison Esq. General Counsel, Chief Compliance Officer & Secretary 1980
Lumarie Vega Managing Director of Marketing & Public Relations
Jennifer Zapata Nazario Managing Director of Human Resources

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
24. Jul 2026 Fernandez Jose Rafael CEO; Chairman BOD Sell 52,352 52.45 2,745,773

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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