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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

OceanFirst Financial Corp. (OCFC)

Financial Services Banks - Regional
19.30 $
-1.7% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
19.60$
Open
19.00$
Day High
19.50$
Day Low
19.00$
Volume
1,307,303shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
16.30 $ 20.40 $
08/04/2025 12/18/2025

Current price 19.30 $ — 73% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.1$B
Shares Outstanding
87Mio.
Float
57.9%
Beta
1.0

Performance

Perf. 1M
3.70%
Perf. 3M
13.10%
Perf. 6M
1.00%
YTD Performance (%)
5.50%
52-Week-High Distance
-8.4%
Perf. 1Y
20.33%
Perf. 3Y
19.38%
Perf. 5Y
22.88%
Perf. 10Y
46.64%
Perf. Since Inception
691.65%

Technical Indicators

MA 38 Days
19.10$
MA 50 Days
18.90$
MA 200 Days
18.70$
RSI (14)
48.9
Volatility 30 Days
23.9%
Volatility 250 Days
28.8%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
16.4
Forward P/E
9.8
PEG
1.1
P/B
0.7
P/S
1.7
EV/EBITDA
0.0
Price/FCF
10.5

Profitability

Gross Margin
100.0%
EBIT Margin
35.2%
Net Margin
17.6%
Return on Equity
4.2%
Return on Assets
0.5%

Balance Sheet & Safety

Equity Ratio
11.5%
Debt/Equity
0.9
Altman Z″
3.63
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
8.50%
EPS Growth Last Quarter
2.70%
Sales Growth (Year)
-4.70%
Forward Sales Growth
25.85%
Forward EPS Growth
24.30%

Dividend

Dividend Yield
4.20%
Dividend Per Share (TTM)
0.80$
Payout Ratio
53.0%
Years Without a Cut
15Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
40
EPS Rating
53
Piotroski
5 out of 9
Fundamental Rating
C (53 out of 100)
Altman Z″
3.63

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 19.30 $
Price Target (average) 21.50 $

The price target sits 11.4% above the current price.

Consensus
Buy

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 170.7 $M Q4 2025: Q1 · 163.8 $M Q1 2025: Q2 · 165.4 $M Q2 2025: Q3 · 173.3 $M Q3 2025: Q4 · 157.9 $M Q4 2026: Q1 · 166.5 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.38 -19.40 171 -0.30 12.80 45 43
2025: Q1 0.37 -24.10 164 -5.20 13.10 -2 -4
2025: Q2 0.33 -21.20 165 -2.30 11.50 29 27
2025: Q3 0.30 -29.80 173 -1.00 10.00 24 23
2025: Q4 0.23 -39.10 158 -7.50 8.30 36 33
2026: Q1 0.36 -2.90 167 1.60 12.30 25 23
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

OceanFirst Financial Corp. ist die Bankholding der OceanFirst Bank N.

Employees898
HeadquartersToms River, NJ
Websiteoceanfirst.com
IPO Date3. Jul 1996

Management

Management
Name Title Birth Year
Christopher D. Maher CEO & Director 1967
Joseph J. Lebel III President, COO & Director 1962
Patrick Sean Barrett Senior EVP & CFO 1964
Steven J. Tsimbinos Esq. Senior EVP, General Counsel & Corporate Secretary 1970
Michele B. Estep Senior EVP & Chief Administrative Officer of OceanFirst Bank, National Association 1970
Patrick Chong Principal Accounting Officer 1989
Alfred Goon Senior VP of Corporate Development, Strategy & Investor Relations
Kevin Georgetti Senior VP & Chief Compliance Officer
Jill Apito Hewitt SVP Director of Corporate Communications and Community Impact 1965
Brian E. Schaeffer CISA, CISSP Senior EVP & Chief Information Officer of OceanFirst Bank, National Association 1971

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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