NMI Holdings Inc (NMIH)

Financial Services Insurance - Specialty

44.30 $

+2.0% vs. previous close

Closing price · As of: 31. Jul 2026

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Trading Day

Previous Close

43.40$

Open

45.30$

Day High

46.70$

Day Low

43.60$

Volume

857,809shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High

35.40 $ 44.30 $

10/16/2025 07/29/2026

Current price 44.30 $ — 100% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap

3.3$B

Shares Outstanding

76Mio.

Float

98.1%

Beta

0.5

Performance

Perf. 1M

13.60%

Perf. 3M

11.80%

Perf. 6M

-0.90%

YTD Performance (%)

-5.80%

52-Week-High Distance

-8.5%

Perf. 1Y

18.70%

Perf. 3Y

65.86%

Perf. 5Y

101.18%

Perf. 10Y

605.41%

Perf. Since Inception

216.43%

Technical Indicators

MA 38 Days

40.50$

MA 50 Days

39.60$

MA 200 Days

38.80$

RSI (14)

67.9

Volatility 30 Days

22.6%

Volatility 250 Days

24.1%

Calculated from the price history · as of 08/03/2026

Valuation

P/E

–

Forward P/E

8.0

PEG

1.7

P/B

–

P/S

4.5

EV/EBITDA

0.0

Price/FCF

7.5

Profitability

Gross Margin

76.0%

EBIT Margin

72.0%

Net Margin

53.8%

Return on Equity

15.6%

Return on Assets

8.9%

Balance Sheet & Safety

Equity Ratio

67.3%

Debt/Equity

–

Altman Z″

6.74

Piotroski

5 out of 9

Growth

Sales Growth Last Quarter

5.90%

EPS Growth Last Quarter

0.00%

Sales Growth (Year)

8.39%

Forward Sales Growth

4.66%

Forward EPS Growth

5.20%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage

RS Rating

EPS Rating

Piotroski

5 out of 9

Fundamental Rating

C (54 out of 100)

Altman Z″

6.74

AI Rating

–

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 44.30 $

Price Target (average) 46.17 $

The price target sits 4.2% above the current price.

Consensus: Strong Buy

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

4. Aug 2026

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

From To Indexed

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The figures could not be loaded right now.

Sales Per Quarter ($M)

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter	EPS (Earnings Per Share)	EPS YoY (%)	Sales ($M)	Sales YoY (%)	Net Margin (%)	OCF ($M)	FCF ($M)
2024: Q4	1.07	5.90	167	10.00	51.80	36	34
2025: Q1	1.28	18.40	173	10.90	59.20	101	99
2025: Q2	1.21	7.10	174	7.20	55.30	128	127
2025: Q3	1.22	6.30	179	7.60	53.70	128	126
2025: Q4	1.20	12.70	181	8.40	52.20	62	60
2026: Q1	1.28	-0.10	184	5.90	54.10	116	115
2026: Q2	1.38	14.00	188	8.10	56.30	143	140

What Do These Terms Mean?

EPS (Earnings Per Share):: Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):: Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:: All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:: What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):: The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):: Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

NMI Holdings, Inc. bietet gemeinsam mit ihren Tochtergesellschaften private Hypothekengarantieversicherungsdienste in den USA an.

Employees	225
Headquarters	EmeryVille, CA
Website	nationalmi.com
IPO Date	8. Nov 2013

Management

Management
Name	Title	Birth Year
Bradley Mize Shuster C.F.A.	Executive Chairman	1955
Adam S. Pollitzer	President, CEO & Director	1980
Aurora Jean Swithenbank	Executive VP & CFO	1976
William J. Leatherberry J.D.	Executive VP, Chief Administrative Officer General Counsel & Secretary	1971
Robert Owen Smith	Executive VP & Chief Risk Officer	1970
Mohammad Yousaf	EVP, Chief of Operations & Technology	1977
John M. Swenson	Vice President of Investor Relations & Treasury	–
Lesley Alli	Senior VP of Industry Relations & Corporate Communications	–
Norman P. Fitzgerald	Executive VP & Chief Sales Officer	1968
Allison Miller	Senior VP & CHRO	–

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.