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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

nCino Inc (NCNO)

Technology Software - Application
18.50 $
+0.4% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 5 of our scanner strategies — each hit links to the scanner.

Quality & Balance Sheet
Aktien.Guide
Earnings & Surprises
Momentum & Trend
Value & GARP

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Basics

Market Cap
2.0$B
Shares Outstanding
110Mio.
Float
91.7%
Beta
0.7

Performance

Perf. 1M
-0.30%
Perf. 3M
12.80%
Perf. 6M
-39.20%
YTD Performance (%)
-43.10%
52-Week-High Distance
-57.7%
Perf. 1Y
-44.59%
Perf. 3Y
-51.30%
Perf. 5Y
-76.97%

Valuation

very high
P/E
167.9
Forward P/E
14.6
PEG
P/B
2.3
P/S
3.3
EV/EBITDA
30.1
Price/FCF
18.3

Profitability

Gross Margin
61.6%
EBIT Margin
13.3%
Net Margin
2.2%
Return on Equity
1.8%
Return on Assets
1.2%

Balance Sheet & Safety

Equity Ratio
60.4%
Debt/Equity
0.3
Altman Z″
4.15
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
10.60%
EPS Growth Last Quarter
147.60%
Sales Growth (Year)
10.01%
Forward Sales Growth
8.91%
Forward EPS Growth
18.90%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
4
RS Rating
10
EPS Rating
88
Piotroski
7 out of 9
Fundamental Rating
C (52 out of 100)
Altman Z″
4.15

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 18.50 $
Price Target (average) 23.36 $

The price target sits 26.3% above the current price.

Consensus
Buy

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

25. Aug 2026 · after the close · Q3 2026
Expected Earnings per Share
0.11 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2025: Q1 · 141.4 $M Q1 2025: Q2 · 144.1 $M Q2 2025: Q3 · 148.8 $M Q3 2025: Q4 · 152.2 $M Q4 2026: Q1 · 149.7 $M Q1 2026: Q2 · 159.4 $M Q2

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2025: Q1 -0.16 -1,703.70 141 14.30 -13.20 -10 -10
2025: Q2 0.05 144 12.50 3.90 54 53
2025: Q3 -0.13 149 12.40 -10.30 18 13
2025: Q4 0.06 152 9.60 4.30 5 5
2026: Q1 0.07 150 5.90 5.60 13 13
2026: Q2 0.12 161.20 159 10.60 8.60 81 81
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

nCino, Inc., ein Software-as-a-Service-Unternehmen, bietet Softwarelösungen für Finanzinstitute in den USA, dem Vereinigten Königreich und international an.

CEO Insider Trades (12 Mo.)selling own stock
Employees1,684
HeadquartersWilmington, NC
Websitencino.com
IPO Date14. Jul 2020

Management

Management
Name Title Birth Year
Pierre Naude Co-Founder & Chairman of the Board 1959
Sean Desmond CEO, President & Director 1974
Gregory D. Orenstein CFO & Treasurer 1969
April Rieger Chief Legal & Administrative Officer and Corporate Secretary 1980
Katie Smith Director of Operations
Jeanette Sellers Vice President of Accounting
Izak Cronier Head of Information Technology
Davis Brannan Executive Vice President of Strategic Operations
Anthony Morris Senior VP of Global Banking Strategy & Customer Advisory
Mark Bernhardi Managing Director of Australia & New Zealand

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
6. Jul 2026 Desmond Sean CEO & President Sell 8,064 17.47 140,878
6. Jul 2026 Desmond Sean CEO & President Other 8,064 4.98 40,159

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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