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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Navient Corp (NAVI)

Financial Services Credit Services
8.40 $
-0.7% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
8.50$
Open
8.40$
Day High
8.50$
Day Low
8.20$
Volume
765,017shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
7.40 $ 13.80 $
06/03/2026 09/04/2025

Current price 8.40 $ — 16% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.8$B
Shares Outstanding
94Mio.
Float
66.4%
Beta
1.2

Performance

Perf. 1M
4.80%
Perf. 3M
7.90%
Perf. 6M
-31.50%
YTD Performance (%)
-36.10%
52-Week-High Distance
-47.4%
Perf. 1Y
-30.86%
Perf. 3Y
-48.90%
Perf. 5Y
-48.70%
Perf. 10Y
-4.70%
Perf. Since Inception
-12.48%

Technical Indicators

MA 38 Days
8.30$
MA 50 Days
8.30$
MA 200 Days
10.00$
RSI (14)
48.2
Volatility 30 Days
35.0%
Volatility 250 Days
39.4%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
11.8
PEG
0.1
P/B
P/S
0.3
EV/EBITDA
0.0
Price/FCF
2.4

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
-18.5%
Return on Equity
-2.5%
Return on Assets
-0.1%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
3.52
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
-0.80%
EPS Growth Last Quarter
-59.40%
Sales Growth (Year)
-23.74%
Forward Sales Growth
12.39%
Forward EPS Growth

Dividend

Dividend Yield
7.43%
Dividend Per Share (TTM)
0.64$
Payout Ratio
200.0%
Years Without a Cut
11Years
Increase Streak
0Years

Quality & Screener

Stage
4
RS Rating
13
EPS Rating
12
Piotroski
5 out of 9
Fundamental Rating
D (36 out of 100)
Altman Z″
3.52

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 8.40 $
Price Target (average) 9.44 $

The price target sits 12.4% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

6. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
0.19 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 977.0 $M Q4 2025: Q1 · 828.0 $M Q1 2025: Q2 · 806.0 $M Q2 2025: Q3 · 800.0 $M Q3 2025: Q4 · 761.0 $M Q4 2026: Q1 · 695.0 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.22 977 -15.10 2.50 8 8
2025: Q1 -0.02 -103.10 828 -28.70 -0.20 71 71
2025: Q2 0.14 -56.90 806 -26.10 1.70 126 126
2025: Q3 -0.87 800 -20.40 -10.80 70 70
2025: Q4 -0.06 -127.30 761 -22.10 -0.70 174 174
2026: Q1 0.18 695 -16.10 2.40 -47 -47
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Navient Corporation bietet technologiegestützte Bildungsfinanzierung in den USA an. Es ist in zwei Segmenten tätig: Federal Education Loans und Consumer Lending.

Employees670
HeadquartersHerndon, VA
Websitenavient.com
IPO Date17. Apr 2014

Management

Management
Name Title Birth Year
Edward John Bramson CEO, President & Chairman of the Board 1951
Stephen M. Hauber Executive VP, Principal Accounting Officer & CFO 1975
Troy Standish COO & Executive VP 1975
Jen Earyes Head of Investor Relations
Matthew R. Sheldon Senior VP & General Counsel 1970
Paul Hartwick Vice President of Corporate Communications
Shanee Ben-Zur Chief Marketing Officer of Earnest
Judah Holland Senior VP & Chief Transition Officer
Deanna Coloe VP & Chief Audit Officer
Robert A. Crawford Senior VP & Controller 1963

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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