Hbt Financial Inc (HBT)

Financial Services Banks - Regional

35.80 $

-0.1% vs. previous close

Closing price · As of: 31. Jul 2026

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Trading Day

Previous Close

35.90$

Open

35.70$

Day High

36.00$

Day Low

35.30$

Volume

110,905shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High

22.90 $ 36.50 $

11/18/2025 07/29/2026

Current price 35.80 $ — 95% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap

1.3$B

Shares Outstanding

36Mio.

Float

43.5%

Beta

0.5

Performance

Perf. 1M

11.30%

Perf. 3M

21.10%

Perf. 6M

23.60%

YTD Performance (%)

22.40%

52-Week-High Distance

-0.8%

Perf. 1Y

49.00%

Perf. 3Y

100.94%

Perf. 5Y

161.29%

Perf. Since Inception

192.44%

Technical Indicators

MA 38 Days

32.10$

MA 50 Days

31.30$

MA 200 Days

27.70$

RSI (14)

71.5

Volatility 30 Days

26.1%

Volatility 250 Days

26.5%

Calculated from the price history · as of 08/03/2026

Valuation

P/E

16.5

Forward P/E

0.0

PEG

–

P/B

1.7

P/S

4.2

EV/EBITDA

0.0

Price/FCF

17.9

Profitability

Gross Margin

100.0%

EBIT Margin

–

Net Margin

28.3%

Return on Equity

10.5%

Return on Assets

1.2%

Balance Sheet & Safety

Equity Ratio

–

Debt/Equity

0.2

Altman Z″

4.71

Piotroski

4 out of 9

Growth

Sales Growth Last Quarter

17.50%

EPS Growth Last Quarter

-43.70%

Sales Growth (Year)

2.84%

Forward Sales Growth

6.30%

Forward EPS Growth

4.40%

Dividend

Dividend Yield

2.86%

Dividend Per Share (TTM)

0.88$

Payout Ratio

38.9%

Years Without a Cut

5Years

Increase Streak

4Years

Quality & Screener

Stage

RS Rating

EPS Rating

Piotroski

4 out of 9

Fundamental Rating

D (44 out of 100)

Altman Z″

4.71

AI Rating

–

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 35.80 $

Price Target (average) 32.60 $

The price target sits 8.9% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

From To Indexed

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Sales Per Quarter ($M)

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter	EPS (Earnings Per Share)	EPS YoY (%)	Sales ($M)	Sales YoY (%)	Net Margin (%)	OCF ($M)	FCF ($M)
2024: Q4	0.64	10.80	74	5.10	27.50	17	16
2025: Q1	0.60	25.40	72	7.30	26.50	30	29
2025: Q2	0.61	6.90	73	1.50	26.30	14	11
2025: Q3	0.63	9.40	74	2.20	26.70	17	15
2025: Q4	0.60	-6.10	74	0.70	25.50	24	19
2026: Q1	0.34	-43.90	83	14.80	13.50	29	26

What Do These Terms Mean?

EPS (Earnings Per Share):: Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):: Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:: All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:: What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):: The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):: Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

HBT Financial, Inc. ist die Bankholding der Heartland Bank and Trust Company, die Finanzprodukte und -dienstleistungen für Verbraucher, Unternehmen und kommunale Einrichtungen in Illinois und Ost-Iowa anbietet.

Employees	826
Headquarters	Bloomington, IL
Website	ir.hbtfinancial.com
IPO Date	11. Oct 2019

Management

Management
Name	Title	Birth Year
Fred L. Drake	Executive Chairman	1957
J. Lance Carter	President, CEO & Director	1971
Peter R. Chapman	Executive VP & CFO	1974
Mark W. Scheirer	Executive VP & Chief Credit Officer	1971
Lawrence J. Horvath	Executive VP & Chief Lending Officer	1964
Renee K. Fehr	General Counsel & Corporate Secretary	–
Andrea E. Zurkamer	Executive VP & Chief Risk Officer	1978
James E. Lyons	VP & Controller	–
Matthew J. Doherty	Treasurer	1962

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.