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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

First National Corp (FXNC)

Financial Services Banks - Regional
31.80 $
+0.3% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
31.60$
Open
31.50$
Day High
32.20$
Day Low
31.10$
Volume
51,415shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
21.00 $ 31.80 $
08/07/2025 07/31/2026

Current price 31.80 $ — 100% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.3$B
Shares Outstanding
9Mio.
Float
76.3%
Beta
0.4

Performance

Perf. 1M
7.80%
Perf. 3M
14.40%
Perf. 6M
18.80%
YTD Performance (%)
20.00%
52-Week-High Distance
-3.2%
Perf. 1Y
50.86%
Perf. 3Y
108.69%
Perf. 5Y
74.78%
Perf. 10Y
290.03%
Perf. Since Inception
-99.99%

Technical Indicators

MA 38 Days
29.80$
MA 50 Days
29.30$
MA 200 Days
26.70$
RSI (14)
68.1
Volatility 30 Days
26.5%
Volatility 250 Days
23.2%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
13.7
Forward P/E
9.9
PEG
P/B
1.5
P/S
2.5
EV/EBITDA
0.0
Price/FCF
12.1

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
23.6%
Return on Equity
11.8%
Return on Assets
1.0%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.2
Altman Z″
-1.53
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
10.60%
EPS Growth Last Quarter
203.40%
Sales Growth (Year)
27.11%
Forward Sales Growth
3.69%
Forward EPS Growth
6.80%

Dividend

Dividend Yield
2.26%
Dividend Per Share (TTM)
0.67$
Payout Ratio
28.8%
Years Without a Cut
0Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
71
Top 10%
EPS Rating
90
Piotroski
7 out of 9
Fundamental Rating
B (59 out of 100)
Altman Z″
-1.53

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 31.80 $
Price Target (average) 28.50 $

The price target sits 10.4% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 28.6 $M Q4 2025: Q1 · 27.2 $M Q1 2025: Q2 · 28.5 $M Q2 2025: Q3 · 29.6 $M Q3 2025: Q4 · 30.0 $M Q4 2026: Q1 · 28.2 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -0.10 29 59.20 -3.30 -37 -38
2025: Q1 0.18 -50.20 27 35.80 5.90 4 3
2025: Q2 0.56 106.80 29 47.20 17.70 5 4
2025: Q3 0.61 146.90 30 46.20 18.70 8 7
2025: Q4 0.61 30 4.80 18.40 9 7
2026: Q1 0.54 205.80 28 3.50 17.40 6 6
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

First National Corporation ist die Bankholding der First Bank, die kleinen und mittleren Unternehmen, Privatpersonen, Nachlässen, lokalen Behörden und gemeinnützigen Organisationen in Virginia verschiedene gewerbliche Bankdienstleistungen anbietet. Die Einlagenprodukte des Unternehmens umfassen…

Employees308
HeadquartersStrasburg, VA
Websitefbvirginia.com
IPO Date2. Jan 2001

Management

Management
Name Title Birth Year
Gerald F. Smith Jr. Independent Chair of the Board & Secretary 1962
Scott C. Harvard President, CEO & Director 1955
Brad E. Schwartz CPA Executive VP & CFO 1963
Dennis A. Dysart Senior EVP & COO 1972
W. Todd Ross Market President
Paul K. Martin Senior VP and Market President of Staunton, Waynesboro, Augusta, Harrisonburg & Rockingham County
Joe A. Shearin President of Greater Richmond Market 1956
Chris Layne SVP of Regional Market Executive

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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