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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

First Bank (FRBA)

Financial Services Banks - Regional
18.50 $
+0.6% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 2 of our scanner strategies — each hit links to the scanner.

Dividends
Value & GARP

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Trading Day

Previous Close
18.40$
Open
18.40$
Day High
18.60$
Day Low
18.10$
Volume
95,316shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
14.60 $ 18.90 $
05/04/2026 07/28/2026

Current price 18.50 $ — 91% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.5$B
Shares Outstanding
25Mio.
Float
85.9%
Beta
0.5

Performance

Perf. 1M
10.90%
Perf. 3M
11.40%
Perf. 6M
4.00%
YTD Performance (%)
3.30%
52-Week-High Distance
-5.6%
Perf. 1Y
26.74%
Perf. 3Y
56.52%
Perf. 5Y
51.77%
Perf. 10Y
189.45%
Perf. Since Inception
101.79%

Technical Indicators

MA 38 Days
17.40$
MA 50 Days
17.00$
MA 200 Days
16.30$
RSI (14)
62.5
Volatility 30 Days
26.6%
Volatility 250 Days
25.4%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
11.3
Forward P/E
8.3
PEG
P/B
1.1
P/S
1.8
EV/EBITDA
0.0
Price/FCF
8.4

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
31.4%
Return on Equity
9.7%
Return on Assets
1.1%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.6
Altman Z″
3.56
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
-5.20%
EPS Growth Last Quarter
-18.90%
Sales Growth (Year)
7.56%
Forward Sales Growth
5.18%
Forward EPS Growth
15.10%

Dividend

Dividend Yield
1.70%
Dividend Per Share (TTM)
0.30$
Payout Ratio
17.9%
Years Without a Cut
8Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
41
EPS Rating
23
Piotroski
6 out of 9
Fundamental Rating
C (45 out of 100)
Altman Z″
3.56

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 18.50 $
Price Target (average) 17.67 $

The price target sits 4.5% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

22. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.43 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 59.0 $M Q4 2025: Q1 · 57.8 $M Q1 2025: Q2 · 61.9 $M Q2 2025: Q3 · 63.6 $M Q3 2025: Q4 · 64.5 $M Q4 2026: Q1 · 58.2 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.41 24.10 59 17.60 17.80 -11 -13
2025: Q1 0.37 -25.20 58 4.00 16.20 20 20
2025: Q2 0.41 -7.40 62 10.00 16.50 11 10
2025: Q3 0.47 44.90 64 8.40 18.40 17 16
2025: Q4 0.49 19.10 65 9.40 19.10 17 16
2026: Q1 0.30 -18.30 58 0.80 13.10 11 11
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

First Bank bietet verschiedene Bankprodukte und -dienstleistungen für kleine und mittlere Unternehmen sowie Privatpersonen an. Es nimmt verschiedene Einlagen an, darunter unverzinsliche und verzinsliche Sichteinlagen, Geldmarktkonten, Sparkonten und Einlagenzertifikate sowie gewerbliche Giro…

Employees327
HeadquartersHamilton, NJ
Websitemyfirstbank.com
IPO Date28. Mar 2007

Management

Management
Name Title Birth Year
Patrick L. Ryan President, CEO & Director 1976
Andrew L. Hibshman CPA Executive VP, Treasurer & CFO 1982
Christopher J. Ewing Executive VP & COO 1960
Darleen R. Gillespie EVP & Chief Retail Banking Officer 1969
Peter J. Cahill Executive VP & Chief Lending Officer 1957
Parwinder S. Virk First Senior VP & Chief Accounting Officer
Sarah Pearson FVP, Chief Compliance & CRA Officer
Kimberly Cerasi First Senior VP & Director of Human Resources
Stephen F. Carman First Senior VP & Senior Accounting Officer 1957
Scott W. Civil Senior VP & Market Executive

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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