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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Esquire Financial Holdings Inc (ESQ)

Financial Services Banks - Regional
129.20 $
-0.3% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
129.60$
Open
129.60$
Day High
132.00$
Day Low
128.80$
Volume
150,822shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
92.90 $ 131.90 $
10/30/2025 07/29/2026

Current price 129.20 $ — 93% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.1$B
Shares Outstanding
9Mio.
Float
81.5%
Beta
0.4

Performance

Perf. 1M
8.40%
Perf. 3M
11.70%
Perf. 6M
12.40%
YTD Performance (%)
13.60%
52-Week-High Distance
-13.8%
Perf. 1Y
35.77%
Perf. 3Y
165.97%
Perf. 5Y
457.44%
Perf. Since Inception
782.04%

Technical Indicators

MA 38 Days
118.90$
MA 50 Days
116.70$
MA 200 Days
108.30$
RSI (14)
63.7
Volatility 30 Days
34.9%
Volatility 250 Days
32.1%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
22.0
Forward P/E
0.0
PEG
P/B
3.7
P/S
6.4
EV/EBITDA
0.0
Price/FCF
20.2

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
36.3%
Return on Equity
18.7%
Return on Assets
2.4%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
-0.52
Piotroski
3 out of 9

Growth

Sales Growth Last Quarter
17.00%
EPS Growth Last Quarter
5.30%
Sales Growth (Year)
18.97%
Forward Sales Growth
53.19%
Forward EPS Growth
27.00%

Dividend

Dividend Yield
0.62%
Dividend Per Share (TTM)
0.75$
Payout Ratio
12.9%
Years Without a Cut
3Years
Increase Streak
3Years

Quality & Screener

Stage
2
RS Rating
52
EPS Rating
55
Piotroski
3 out of 9
Fundamental Rating
B (62 out of 100)
Altman Z″
-0.52

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 129.20 $
Price Target (average) 125.00 $

The price target sits 3.3% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

22. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
1.81 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 37.0 $M Q4 2025: Q1 · 37.7 $M Q1 2025: Q2 · 40.1 $M Q2 2025: Q3 · 42.4 $M Q3 2025: Q4 · 44.4 $M Q4 2026: Q1 · 45.5 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.38 17.30 37 16.10 31.80 12 11
2025: Q1 1.33 10.80 38 16.00 30.30 16 14
2025: Q2 1.38 10.50 40 19.20 29.60 11 9
2025: Q3 1.63 21.70 42 20.40 33.20 17 15
2025: Q4 1.55 12.10 44 20.00 30.40 17 12
2026: Q1 1.40 5.80 46 20.80 26.80 20 19
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Esquire Financial Holdings, Inc. ist die Bankholding der Esquire Bank, National Association, die Geschäftsbankprodukte und -dienstleistungen für Anwaltskanzleien und kleine Unternehmen sowie Geschäfts- und Privatkunden in den USA anbietet.

Employees151
HeadquartersJericho, NY
Websiteesquirebank.com
IPO Date27. Jun 2017

Management

Management
Name Title Birth Year
Andrew C. Sagliocca Vice Chairman, CEO & President 1968
Ari P. Kornhaber Esq. Founder, Executive VP & Head of Corporate Development 1972
Michael Lacapria Senior VP & CFO 1978
Eric S. Bader Executive VP & COO 1977
Martin S. Korn Executive VP, CTO & COO 1964
Ann Marie Tarantino Senior VP, Chief Compliance Officer & Risk Officer
Gary A. Lax Esq. Senior VP, Chief Legal Officer & Corporate Secretary
Fred Horn Senior VP & Director of Merchant Services
Frank Lonardo Executive VP & Chief Credit Officer
Kyall Mai Senior VP & Chief Innovation Officer

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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