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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Enova International Inc (ENVA)

Financial Services Credit Services
254.10 $
+0.3% vs. previous close
Closing price · As of: 31. Jul 2026
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This stock currently matches 1 of our scanner strategies — each hit links to the scanner.

Risk & Weakness

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Trading Day

Previous Close
253.40$
Open
257.50$
Day High
260.80$
Day Low
251.00$
Volume
293,985shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
100.60 $ 254.10 $
08/01/2025 07/31/2026

Current price 254.10 $ — 100% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
6.1$B
Shares Outstanding
25Mio.
Float
95.6%
Beta
1.2

Performance

Perf. 1M
48.30%
Perf. 3M
81.70%
Perf. 6M
43.10%
YTD Performance (%)
34.20%
52-Week-High Distance
-1.6%
Perf. 1Y
143.06%
Perf. 3Y
361.32%
Perf. 5Y
668.03%
Perf. 10Y
2,695.82%
Perf. Since Inception
807.64%

Technical Indicators

MA 38 Days
222.60$
MA 50 Days
208.10$
MA 200 Days
161.50$
RSI (14)
66.8
Volatility 30 Days
46.5%
Volatility 250 Days
39.7%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
20.7
Forward P/E
14.5
PEG
P/B
4.5
P/S
1.8
EV/EBITDA
22.6
Price/FCF
3.1

Profitability

Gross Margin
82.8%
EBIT Margin
26.6%
Net Margin
20.7%
Return on Equity
25.1%
Return on Assets
5.3%

Balance Sheet & Safety

Equity Ratio
20.4%
Debt/Equity
3.5
Altman Z″
10.82
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
25.80%
EPS Growth Last Quarter
28.60%
Sales Growth (Year)
18.58%
Forward Sales Growth
16.59%
Forward EPS Growth
19.10%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
2
RS Rating
88
EPS Rating
70
Piotroski
5 out of 9
Fundamental Rating
B (67 out of 100)
Altman Z″
10.82

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 254.10 $
Price Target (average) 230.00 $

The price target sits 9.5% below the current price.

Consensus
Strong Buy

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

22. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
4.38 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 729.6 $M Q4 2025: Q1 · 745.5 $M Q1 2025: Q2 · 764.0 $M Q2 2025: Q3 · 802.7 $M Q3 2025: Q4 · 839.4 $M Q4 2026: Q1 · 875.1 $M Q1 2026: Q2 · 928.9 $M Q2

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 2.30 104.50 730 25.00 8.70 431 420
2025: Q1 2.69 64.00 746 22.20 9.80 391 378
2025: Q2 2.81 45.80 764 21.60 10.00 447 436
2025: Q3 3.03 93.70 803 16.30 10.00 482 471
2025: Q4 3.00 30.20 839 15.10 9.40 499 487
2026: Q1 3.46 28.50 875 17.40 10.40 475 464
2026: Q2 4.00 42.30 929 21.60 11.30 544 544
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Enova International, Inc., ein Technologie- und Analyseunternehmen, bietet Online-Finanzdienstleistungen in den USA, Brasilien und international an.

CEO Insider Trades (12 Mo.)selling own stock
Employees1,836
HeadquartersChicago, IL
Websiteenova.com
IPO Date13. Nov 2014

Management

Management
Name Title Birth Year
David A. Fisher J.D. Executive Chairman 1969
Steven E. Cunningham C.F.A. CEO & Director 1970
Sean Rahilly J.D. General Counsel, Secretary & Chief Compliance Officer 1973
Kirk L. F. Chartier Chief Strategy Officer 1964
Scott Cornelis CFO & Treasurer 1979
James Joseph Lee Chief Accounting Officer & Controller 1979
Joseph M. DeCosmo CTO & Chief Analytics Officer 1966
Kelly Jordan Chief Marketing Officer
Claudine Kourkoumelis Chief People Officer
Nick Drew Managing Director

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
15. Jul 2026 Fisher David Executive Chairman Sell 11,494 231.45 2,660,332
15. Jul 2026 Fisher David Executive Chairman Other 11,494 20.73 238,271
14. Jul 2026 Fisher David Executive Chairman Sell 17,006 231.51 3,936,993
14. Jul 2026 Fisher David Executive Chairman Other 17,006 20.73 352,534

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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