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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Ellington Financial Inc. (EFC)

Real Estate REIT - Mortgage
13.30 $
-1.6% vs. previous close
Closing price · As of: 31. Jul 2026
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This stock currently matches 17 of our scanner strategies — each hit links to the scanner.

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Basics

Market Cap
1.7$B
Shares Outstanding
125Mio.
Float
97.7%
Beta
0.9

Performance

Perf. 1M
1.60%
Perf. 3M
22.00%
Perf. 6M
4.80%
YTD Performance (%)
4.50%
52-Week-High Distance
-3.3%
Perf. 1Y
18.91%
Perf. 3Y
48.50%
Perf. 5Y
30.57%

Valuation

P/E
Forward P/E
7.8
PEG
0.9
P/B
P/S
2.8
EV/EBITDA
0.0
Price/FCF

Profitability

Gross Margin
100.0%
EBIT Margin
59.4%
Net Margin
53.4%
Return on Equity
12.2%
Return on Assets
1.2%

Balance Sheet & Safety

Equity Ratio
9.5%
Debt/Equity
Altman Z″
1.90
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
76.50%
EPS Growth Last Quarter
127.00%
Sales Growth (Year)
139.04%
Forward Sales Growth
7.06%
Forward EPS Growth
-0.30%

Dividend

Dividend Yield
11.58%
Dividend Per Share (TTM)
1.56$
Payout Ratio
25.7%
Years Without a Cut
0Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
56
EPS Rating
87
Piotroski
7 out of 9
Fundamental Rating
B (66 out of 100)
Altman Z″
1.90

AI Rating

Uses AI

Ellington Financial ist ein extern gemanagter Mortgage- und Kredit-Investor ohne jede KI-Umsatzquelle; das aktuelle 10-K belegt aber operativen KI-Einsatz — das Unternehmen integriert nach eigener Aussage zunehmend KI-Technologien in seine Prozesse, auch bei der Reverse-Mortgage-Tochter Longbridge, und muss die Compliance des eigenen KI-Einsatzes sicherstellen. Die umfangreichen KI-Risikoabsätze bleiben generisches Branchen-Boilerplate („in ways that we cannot predict“) ohne konkrete Bedrohung des eigenen Geschäftsmodells; alle vier geprüften 10-Qs sind komplett ohne KI-Erwähnung.

View the full file — quotes, sources, reviewed filings
„We are increasingly incorporating AI technologies into our processes, including at Longbridge; however, if we fail to keep pace with rapidly evolving technological developments in AI available in the mortgage space, our competitive position and business results may suffer."

Wir integrieren zunehmend KI-Technologien in unsere Prozesse, auch bei Longbridge; wenn wir jedoch mit den sich schnell entwickelnden technologischen KI-Fortschritten im Hypothekenbereich nicht Schritt halten, könnten unsere Wettbewerbsposition und unsere Geschäftsergebnisse leiden.

10-K · 2026-03-02 · View SEC filing
„We will need to ensure that our use of AI remains in compliance with these evolving and potentially conflicting regulatory requirements."

Wir werden sicherstellen müssen, dass unser KI-Einsatz mit diesen sich entwickelnden und möglicherweise widersprüchlichen regulatorischen Anforderungen im Einklang bleibt.

10-K · 2026-03-02 · View SEC filing
„The use of AI by us and others, and the overall adoption of AI throughout society, may exacerbate or create new and unpredictable competitive, operational, legal and regulatory risks to our business."

Der Einsatz von KI durch uns und andere sowie die gesamtgesellschaftliche Verbreitung von KI können neue und unvorhersehbare Wettbewerbs-, Betriebs-, Rechts- und Regulierungsrisiken für unser Geschäft verschärfen oder neu entstehen lassen.

10-K · 2025-03-03 · View SEC filing

Filings Reviewed: 10-Q 2026-05-11 · 10-Q 2025-11-10 · 10-Q 2025-08-11 · 10-Q 2025-05-12 · 10-K 2026-03-02 · 10-K 2025-03-03

Rated on July 8, 2026 · How the Rating Is Built

Analysts & Price Target

Current Price 13.30 $
Price Target (average) 14.79 $

The price target sits 11.2% above the current price.

Consensus
Strong Buy

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

6. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
0.46 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 66.1 $M Q4 2025: Q1 · 72.3 $M Q1 2025: Q2 · 86.3 $M Q2 2025: Q3 · 123.0 $M Q3 2025: Q4 · 147.4 $M Q4 2026: Q1 · 228.8 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.34 30.90 66 -16.30 45.60 -141 -141
2025: Q1 0.42 6.30 72 3.50 53.50 -126 -126
2025: Q2 0.52 -25.10 86 1.10 57.90 -211 -211
2025: Q3 0.36 37.80 123 101.80 29.70 -290 -290
2025: Q4 0.22 -35.50 147 123.00 14.70 -298 -298
2026: Q1 0.87 104.90 229 216.50 46.00 147 147
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Ellington Financial Inc. erwirbt und verwaltet über ihre Tochtergesellschaft Ellington Financial Operating Partnership LLC hypothekenbezogene, verbraucherbezogene, unternehmensbezogene und andere Finanzanlagen in den USA.

Employees500
HeadquartersOld Greenwich, CT
Websiteellingtonfinancial.com
IPO Date8. Oct 2010

Management

Management
Name Title Birth Year
J. R. Herlihy CFO & Treasurer 1981
Christopher Max Smernoff CPA Chief Accounting Officer 1977
Laurence Eric Penn CEO, President & Director 1962
Mark Ira Tecotzky Co-Chief Investment Officer 1962
Michael William Vranos Co-Chief Investment Officer 1961
Daniel Reuven Margolis J.D. General Counsel 1973
Vincent Ambrico Controller
Alaael-Deen Shilleh Associate General Counsel & Secretary

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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