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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Commerce Bancshares Inc (CBSH)

Financial Services Banks - Regional
59.30 $
-0.3% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
59.40$
Open
59.60$
Day High
59.80$
Day Low
59.10$
Volume
1,296,252shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
47.50 $ 62.90 $
03/12/2026 08/22/2025

Current price 59.30 $ — 77% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
8.5$B
Shares Outstanding
144Mio.
Float
91.0%
Beta
0.6

Performance

Perf. 1M
12.30%
Perf. 3M
21.50%
Perf. 6M
10.70%
YTD Performance (%)
8.10%
52-Week-High Distance
-9.1%
Perf. 1Y
3.76%
Perf. 3Y
36.77%
Perf. 5Y
11.70%
Perf. 10Y
100.29%
Perf. Since Inception
-99.99%

Technical Indicators

MA 38 Days
57.50$
MA 50 Days
56.20$
MA 200 Days
53.20$
RSI (14)
58.8
Volatility 30 Days
16.2%
Volatility 250 Days
20.8%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
14.7
Forward P/E
13.2
PEG
2.1
P/B
2.0
P/S
3.9
EV/EBITDA
0.0
Price/FCF
7.6

Profitability

Gross Margin
100.0%
EBIT Margin
39.7%
Net Margin
31.6%
Return on Equity
14.9%
Return on Assets
1.8%

Balance Sheet & Safety

Equity Ratio
12.0%
Debt/Equity
0.6
Altman Z″
4.78
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
17.30%
EPS Growth Last Quarter
3.10%
Sales Growth (Year)
2.23%
Forward Sales Growth
2.99%
Forward EPS Growth
5.20%

Dividend

Dividend Yield
1.86%
Dividend Per Share (TTM)
1.07$
Payout Ratio
25.8%
Years Without a Cut
12Years
Increase Streak
1Years

Quality & Screener

Stage
2
RS Rating
45
EPS Rating
53
Piotroski
6 out of 9
Fundamental Rating
C (54 out of 100)
Altman Z″
4.78

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 59.30 $
Price Target (average) 64.56 $

The price target sits 8.9% above the current price.

Consensus
Hold
Analyst Ratings
7
Distribution of Recommendations
Strong Buy 0
Buy 0
Hold 7
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 4.29 4.16 – 4.40 1,985 6.2% 7
12/31/2027 4.54 4.35 – 4.72 2,053 5.4% 9

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

15. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
1.09 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 525.8 $M Q4 2025: Q1 · 515.7 $M Q1 2025: Q2 · 537.2 $M Q2 2025: Q3 · 543.5 $M Q3 2025: Q4 · 542.8 $M Q4 2026: Q1 · 584.0 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.02 27.30 526 2.10 25.90 -137 -151
2025: Q1 0.98 18.00 516 1.70 25.50 139 126
2025: Q2 1.15 11.30 537 2.40 28.40 111 101
2025: Q3 1.07 4.00 544 1.60 26.00 129 113
2025: Q4 1.02 0.40 543 3.20 25.90 266 231
2026: Q1 0.97 -0.90 584 13.20 24.30 685 678
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 1,160 401 275 2.02 455 2,501 25,641
2017 1,264 430 319 2.34 427 2,718 24,833
2018 1,390 544 434 3.18 553 2,937 25,464
2019 1,453 532 421 3.04 513 26,063 26,066
2020 1,390 441 354 2.62 624 32,922 32,923
2021 1,439 686 531 3.95 598 36,677 36,689
2022 1,566 632 488 3.70 559 2,482 31,876
2023 1,969 620 477 3.49 489 2,944 31,701
2024 2,093 679 526 3.92 578 3,310 31,997
2025 2,140 732 566 4.08 645 3,791 32,915

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Commerce Bancshares, Inc. ist die Bankholdinggesellschaft der Commerce Bank, die Privatkunden- und Hypothekengeschäft, Firmenkunden-, Investment-, Treuhand- und Vermögensverwaltungsprodukte und -dienstleistungen für Privatpersonen und Unternehmen in den USA anbietet.

CEO Insider Trades (12 Mo.)selling own stock
Employees4,976
HeadquartersKansas City, MO
Address1000 Walnut, 64106 Kansas City, United States
Phone816 234 2000
Websitecommercebank.com
IPO Date7. Sep 1984
ISINUS2005251036
Stock Split105:100 on 12/02/2025

Management

Management
Name Title Birth Year
John W. Kemper President, CEO & Director 1978
Charles G. Kim Executive VP & CFO 1961
Kevin Gene Barth Executive Vice President 1961
Robert S. Holmes Executive Vice President 1964
John Koeneman Handy Executive Vice President 1964
David W. Kemper Executive Chairman 1951
Steven A. Brandjord Corporate Controller & Chief Accounting Officer
Matthew Burkemper Director of Finance, Corporate Development & Investor Relations
Margaret M. Rowe Senior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management 1965
Douglas D. Neff Senior Vice President 1969

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
30. Jul 2026 Holmes Robert S Executive Vice President Sell 5,000 60.20 301,000
29. Jul 2026 Kemper John W President and CEO Sell 5,830 60.58 353,190
29. Jul 2026 Kemper John W President and CEO Other 10,594 60.63 642,314
29. Jul 2026 Kemper John W President and CEO Other 6,179 60.68 374,942
29. Jul 2026 Kemper John W President and CEO Other 2,165 60.63 131,264
29. Jul 2026 Kemper John W President and CEO Other 1,618 60.68 98,180
29. Jul 2026 Kemper John W President and CEO Other 16,097 39.90 642,265
29. Jul 2026 Kemper John W President and CEO Other 10,289 36.44 374,929
28. Jul 2026 Brooks Derrick Senior Vice President Sell 1,041 59.64 62,080
27. Jul 2026 Brooks Derrick Senior Vice President Other 427 59.00 25,193

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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