Citizens Financial Services, Inc. (CZFS)
Who owns Citizens Financial Services, Inc. (CZFS)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 93.5% of the shares are freely tradable; institutional investors hold 29.8%.
Ownership Structure
Largest Shareholders
Institutions
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| BlackRock Inc | 6.89 | 331,294 | -1.4 | 03/31/2026 |
| Vanguard Group Inc | 5.27 | 253,399 | +2.7 | 12/31/2025 |
| Vanguard Capital Management, LLC | 4.20 | 201,701 | +0.0 | 03/31/2026 |
| Citizens & Northern Corp | 2.44 | 117,063 | +0.0 | 03/31/2026 |
| Geode Capital Management, LLC | 2.34 | 112,462 | +1.4 | 03/31/2026 |
| State Street Corp | 1.95 | 93,930 | -5.7 | 03/31/2026 |
Funds
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| Vanguard Total Stock Mkt Idx Inv | 2.91 | 140,013 | +0.0 | 04/30/2026 |
| iShares Russell 2000 ETF | 2.37 | 113,940 | +0.9 | 05/29/2026 |
| Vanguard Institutional Extnd Mkt Idx Tr | 1.16 | 55,612 | +0.0 | 04/30/2026 |
| Fidelity Small Cap Index | 0.94 | 45,173 | +0.1 | 03/31/2026 |
Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 22. Jul 2026 | Richards David Z Jr | EXECUTIVE VICE PRESIDENT | Other | 343 | 0.00 | – |
| 9. Jul 2026 | Landy R Joseph | Director | Other | 20 | 0.00 | – |
| 9. Jul 2026 | Gephart LeeAnn | EXECUTIVE VICE PRESIDENT | Sell | 15 | 71.52 | 1,073 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.