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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Charles Schwab Corp (SCHW)

Financial Services Capital Markets
105.20 $
Closing price · As of: 31. Jul 2026
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Basics

Market Cap
180.7$B
Shares Outstanding
1,739Mio.
Float
94.0%
Beta
0.8

Performance

Perf. 1M
6.10%
Perf. 3M
-1.60%
Perf. 6M
-10.50%
YTD Performance (%)
-6.10%
52-Week-High Distance
-16.8%

Valuation

P/E
21.2
Forward P/E
15.7
PEG
1.2
P/B
4.4
P/S
6.4
EV/EBITDA
0.0
Price/FCF
18.6

Profitability

Gross Margin
97.5%
EBIT Margin
49.4%
Net Margin
38.0%
Return on Equity
19.1%
Return on Assets
2.0%

Balance Sheet & Safety

Equity Ratio
10.0%
Debt/Equity
0.9
Altman Z″
6.11
very solid
Piotroski
9 out of 9

Growth

Sales Growth Last Quarter
15.80%
EPS Growth Last Quarter
38.60%
Sales Growth (Year)
6.45%
Forward Sales Growth
8.46%
Forward EPS Growth
17.80%

Dividend

Dividend Yield
1.32%
Dividend Per Share (TTM)
1.18$
Payout Ratio
22.4%
Years Without a Cut
17Years
Increase Streak
1Years

Quality & Screener

Stage
4
RS Rating
34
EPS Rating
74
very solid
Piotroski
9 out of 9
Fundamental Rating
B (65 out of 100)
Altman Z″
6.11

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Sales Per Quarter ($M)
2024: Q4 · 6,651.0 $M Q4 2025: Q1 · 6,650.0 $M Q1 2025: Q2 · 6,816.0 $M Q2 2025: Q3 · 7,041.0 $M Q3 2025: Q4 · 7,168.0 $M Q4 2026: Q1 · 7,300.0 $M Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · 1.00 $ Q4 2025: Q1 · 1.05 $ Q1 2025: Q2 · 1.17 $ Q2 2025: Q3 · 1.30 $ Q3 2025: Q4 · 1.38 $ Q4 2026: Q1 · 1.41 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · 27.7 % Q4 2025: Q1 · 28.7 % Q1 2025: Q2 · 31.2 % Q2 2025: Q3 · 33.5 % Q3 2025: Q4 · 34.3 % Q4 2026: Q1 · 34.0 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · -10,827.0 $M Q4 2025: Q1 · 6,359.0 $M Q1 2025: Q2 · 3,177.0 $M Q2 2025: Q3 · 538.0 $M Q3 2025: Q4 · -763.0 $M Q4 2026: Q1 · 7,342.0 $M Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · -11,081.0 $M Q4 2025: Q1 · 6,242.0 $M Q1 2025: Q2 · 3,049.0 $M Q2 2025: Q3 · 393.0 $M Q3 2025: Q4 · -921.0 $M Q4 2026: Q1 · 7,202.0 $M Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · 49.2 % Q4 2025: Q1 · 3.1 % Q1 2025: Q2 · 7.4 % Q2 2025: Q3 · 7.4 % Q3 2025: Q4 · 7.8 % Q4 2026: Q1 · 9.8 % Q1
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · 75.3 % Q4 2025: Q1 · 40.9 % Q1 2025: Q2 · 60.7 % Q2 2025: Q3 · 69.6 % Q3 2025: Q4 · 38.1 % Q4 2026: Q1 · 35.0 % Q1
Price Change in Quarter (%)
2024: Q4 · 14.6 % Q4 2025: Q1 · 6.1 % Q1 2025: Q2 · 16.9 % Q2 2025: Q3 · 4.9 % Q3 2025: Q4 · 4.9 % Q4 2026: Q1 · -5.6 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.00 75.30 6,651 49.20 27.70 -10,827 -11,081
2025: Q1 1.05 40.90 6,650 3.10 28.70 6,359 6,242
2025: Q2 1.17 60.70 6,816 7.40 31.20 3,177 3,049
2025: Q3 1.30 69.60 7,041 7.40 33.50 538 393
2025: Q4 1.38 38.10 7,168 7.80 34.30 -763 -921
2026: Q1 1.41 35.00 7,300 9.80 34.00 7,342 7,202
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

The Charles Schwab Corporation ist mit ihren Tochtergesellschaften eine Spar- und Kreditholding, die Vermögensverwaltung, Wertpapierhandel, Bankgeschäfte, Asset Management, Verwahrung und Finanzberatung in den USA und international anbietet.

Employees33,500
HeadquartersWestlake, TX
Websiteaboutschwab.com
IPO Date22. Sep 1987
Next Earnings21. Jul 2026

Management

Management
Name Title Birth Year
Charles Robert Schwab Founder & Co-Chairman 1937
Richard Andrew Wurster C.F.A., CMT CEO, President & Director 1974
Michael Daniel Verdeschi MD & Chief Financial Officer 1969
Jonathan M. Craig MD, Head of Investor Service & Head of Retail Investing 1972
Tim Heier MD & CTO
Shannon L. Jurecka Managing Director & Chief Administrative Officer 1970
Jeff Edwards MD & Head of Investor Relations
Peter J. Morgan III MD, General Counsel & Corporate Secretary 1965
Stacy Hammond MD & Chief Marketing Officer
Lisa Kidd Hunt MD & Head of International Services

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
29. Jul 2026 Schwab Charles R. Co-Chairman Sell 95,450 105.82 10,100,061
28. Jul 2026 Schwab-Pomerantz Carolyn Director Other 271 0.00
28. Jul 2026 Schwab-Pomerantz Carolyn Director Sell 22,650 105.71 2,394,399
28. Jul 2026 Howard Dennis MD, Chief Tech, OPS & Data Off Sell 28,000 105.01 2,940,263
28. Jul 2026 Howard Dennis MD, Chief Tech, OPS & Data Off Other 28,000 64.10 1,794,800
28. Jul 2026 Schwab Charles R. Co-Chairman Other 60,000 0.00
28. Jul 2026 Schwab Charles R. Co-Chairman Sell 48,000 105.60 5,068,627
28. Jul 2026 Bettinger Walter W Co-Chairman Sell 12,880 105.56 1,359,659
28. Jul 2026 Bettinger Walter W Co-Chairman Sell 38,263 105.18 4,024,686
28. Jul 2026 Bettinger Walter W Co-Chairman Sell 42,265 103.86 4,389,643

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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