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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

American Express Company (AXP)

Financial Services Credit Services
336.30 $
Closing price · As of: 31. Jul 2026
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Basics

Market Cap
230.3$B
Shares Outstanding
682Mio.
Float
77.6%
Beta
1.0

Performance

Perf. 1M
8.20%
Perf. 3M
17.00%
Perf. 6M
-10.50%
YTD Performance (%)
-8.20%
52-Week-High Distance
-11.6%

Valuation

P/E
20.9
Forward P/E
20.1
PEG
1.7
P/B
6.7
P/S
3.1
EV/EBITDA
0.0
Price/FCF
15.3

Profitability

Gross Margin
62.8%
EBIT Margin
21.3%
Net Margin
16.3%
Return on Equity
34.4%
Return on Assets
3.8%

Balance Sheet & Safety

Equity Ratio
11.0%
Debt/Equity
1.8
Altman Z″
1.84
very solid
Piotroski
8 out of 9

Growth

Sales Growth Last Quarter
11.60%
EPS Growth Last Quarter
17.60%
Sales Growth (Year)
8.44%
Forward Sales Growth
8.86%
Forward EPS Growth
14.10%

Dividend

Dividend Yield
1.08%
Dividend Per Share (TTM)
3.54$
Payout Ratio
22.1%
Years Without a Cut
21Years
Increase Streak
4Years

Quality & Screener

Stage
3
RS Rating
42
EPS Rating
64
very solid
Piotroski
8 out of 9
Fundamental Rating
B (60 out of 100)
Altman Z″
1.84

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Sales Per Quarter ($M)
2024: Q4 · 19,218.0 $M Q4 2025: Q1 · 18,933.0 $M Q1 2025: Q2 · 19,933.0 $M Q2 2025: Q3 · 20,557.0 $M Q3 2025: Q4 · 21,041.0 $M Q4 2026: Q1 · 20,880.0 $M Q1 2026: Q2 · 11,212.0 $M Q2
Earnings Per Share Per Quarter ($)
2024: Q4 · 3.08 $ Q4 2025: Q1 · 3.68 $ Q1 2025: Q2 · 4.13 $ Q2 2025: Q3 · 4.19 $ Q3 2025: Q4 · 3.58 $ Q4 2026: Q1 · 4.33 $ Q1 2026: Q2 · 4.53 $ Q2
Net Margin Per Quarter (%)
2024: Q4 · 11.3 % Q4 2025: Q1 · 13.6 % Q1 2025: Q2 · 14.5 % Q2 2025: Q3 · 14.1 % Q3 2025: Q4 · 11.7 % Q4 2026: Q1 · 14.2 % Q1 2026: Q2 · 27.7 % Q2
Operating Cash Flow Per Quarter ($M)
2024: Q4 · 5,778.0 $M Q4 2025: Q1 · 4,764.0 $M Q1 2025: Q2 · 4,364.0 $M Q2 2025: Q3 · 6,233.0 $M Q3 2025: Q4 · 3,067.0 $M Q4 2026: Q1 · 3,804.0 $M Q1 2026: Q2 · 5,371.0 $M Q2
Free Cash Flow Per Quarter ($M)
2024: Q4 · 5,283.0 $M Q4 2025: Q1 · 4,334.0 $M Q1 2025: Q2 · 3,745.0 $M Q2 2025: Q3 · 5,578.0 $M Q3 2025: Q4 · 2,346.0 $M Q4 2026: Q1 · 2,655.0 $M Q1 2026: Q2 · 4,473.0 $M Q2
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · 8.3 % Q4 2025: Q1 · 6.3 % Q1 2025: Q2 · 8.3 % Q2 2025: Q3 · 9.5 % Q3 2025: Q4 · 9.5 % Q4 2026: Q1 · 10.3 % Q1 2026: Q2 · -43.8 % Q2
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · 15.8 % Q4 2025: Q1 · 9.1 % Q1 2025: Q2 · -1.8 % Q2 2025: Q3 · 18.4 % Q3 2025: Q4 · 16.1 % Q4 2026: Q1 · 17.7 % Q1 2026: Q2 · 9.7 % Q2
Price Change in Quarter (%)
2024: Q4 · 9.7 % Q4 2025: Q1 · -9.1 % Q1 2025: Q2 · 19.0 % Q2 2025: Q3 · 4.4 % Q3 2025: Q4 · 11.7 % Q4 2026: Q1 · -18.1 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 3.08 15.80 19,218 8.30 11.30 5,778 5,283
2025: Q1 3.68 9.10 18,933 6.30 13.60 4,764 4,334
2025: Q2 4.13 -1.80 19,933 8.30 14.50 4,364 3,745
2025: Q3 4.19 18.40 20,557 9.50 14.10 6,233 5,578
2025: Q4 3.58 16.10 21,041 9.50 11.70 3,067 2,346
2026: Q1 4.33 17.70 20,880 10.30 14.20 3,804 2,655
2026: Q2 4.53 9.70 11,212 -43.80 27.70 5,371 4,473
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

American Express Company ist mit ihren Tochtergesellschaften ein integriertes Zahlungsunternehmen in den USA, Europa, dem Nahen Osten, Afrika, dem asiatisch-pazifischen Raum, Australien, Neuseeland, Lateinamerika, Kanada, der Karibik und international. Sie ist in vier Segmenten tätig.

Employees76,800
HeadquartersNew York, NY
Websiteamericanexpress.com
IPO Date1. Jun 1972
Next Earnings24. Jul 2026

Management

Management
Name Title Birth Year
Stephen Joseph Squeri Chairman & CEO 1960
Christophe Y. Le Caillec Chief Financial Officer 1967
Raymond Donald Joabar Group President of Global Commercial Services 1966
Howard Martin Grosfield Group President of US Consumer Services 1969
Ravikumar Radhakrishnan Executive VP & CIO 1973
Kartik Ramachandran Senior VP & Head of Investor Relations
Laureen E. Seeger Chief Legal Officer 1962
Elizabeth Rutledge Chief Marketing Officer 1963
Glenda G. McNeal Chief Partner Officer 1961
Denise Pickett President of Enterprise Shared Services 1966

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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