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Buy Day today: Poor Neutral Good (62) Broad market participation · no major macro event

United Fire Group Inc (UFCS)

Financial Services Insurance - Property & Casua
51.50 $
Closing price · As of: 21. Jul 2026
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This stock currently matches 18 of our scanner strategies — each hit links to the scanner.

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Basics

Market Cap
1.3Mrd. $
Shares Outstanding
26Mio.
Float
86.3%
Beta
0.5

Performance

Perf. 1M
18.10%
Perf. 3M
44.90%
Perf. 6M
43.80%
YTD Performance (%)
39.60%
52-Week-High Distance
-2.7%

Valuation

P/E
10.6
Forward P/E
14.1
PEG
1.4
P/B
1.4
P/S
0.9
EV/EBITDA
0.0
Price/FCF
4.5

Profitability

Gross Margin
12.4%
EBIT Margin
Net Margin
9.2%
Return on Equity
14.8%
Return on Assets
3.0%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.2
Altman Z
Piotroski
7 von 9

Growth

Sales Growth Last Quarter
11.60%
EPS Growth Last Quarter
71.60%
Sales Growth (Year)
10.75%
Forward Sales Growth
16.14%
Forward EPS Growth
-0.30%

Dividend

Dividend Yield
1.48%
Dividend Per Share (TTM)
0.72$
Payout Ratio
14.3%
Years Without a Cut
4Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
84
EPS Rating
82
Piotroski
7 von 9
Fundamental Rating
B (+32 von 100)
Altman Z

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Sales Per Quarter ($M)
2024: Q4 · 331.7 Mio. $ Q4 2025: Q1 · 331.1 Mio. $ Q1 2025: Q2 · 336.6 Mio. $ Q2 2025: Q3 · 354.0 Mio. $ Q3 2025: Q4 · 365.8 Mio. $ Q4 2026: Q1 · 369.4 Mio. $ Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · 1.21 $ Q4 2025: Q1 · 0.67 $ Q1 2025: Q2 · 0.87 $ Q2 2025: Q3 · 1.48 $ Q3 2025: Q4 · 1.45 $ Q4 2026: Q1 · 1.15 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · 9.5 % Q4 2025: Q1 · 5.3 % Q1 2025: Q2 · 6.8 % Q2 2025: Q3 · 11.1 % Q3 2025: Q4 · 10.5 % Q4 2026: Q1 · 8.1 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · 156.4 Mio. $ Q4 2025: Q1 · 35.7 Mio. $ Q1 2025: Q2 · 53.4 Mio. $ Q2 2025: Q3 · 60.8 Mio. $ Q3 2025: Q4 · 119.8 Mio. $ Q4 2026: Q1 · 56.6 Mio. $ Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · 153.4 Mio. $ Q4 2025: Q1 · 33.2 Mio. $ Q1 2025: Q2 · 51.7 Mio. $ Q2 2025: Q3 · 59.3 Mio. $ Q3 2025: Q4 · 119.2 Mio. $ Q4 2026: Q1 · 56.2 Mio. $ Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · 14.3 % Q4 2025: Q1 · 11.9 % Q1 2025: Q2 · 11.8 % Q2 2025: Q3 · 9.6 % Q3 2025: Q4 · 10.3 % Q4 2026: Q1 · 11.6 % Q1
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · 57.1 % Q4 2025: Q1 · 29.1 % Q1 2025: Q3 · 94.8 % Q3 2025: Q4 · 19.8 % Q4 2026: Q1 · 70.7 % Q1
Price Change in Quarter (%)
2024: Q4 · 36.7 % Q4 2025: Q1 · 4.1 % Q1 2025: Q2 · -2.0 % Q2 2025: Q3 · 6.5 % Q3 2025: Q4 · 20.0 % Q4 2026: Q1 · 2.5 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.21 57.10 332 14.30 9.50 156 153
2025: Q1 0.67 29.10 331 11.90 5.30 36 33
2025: Q2 0.87 337 11.80 6.80 53 52
2025: Q3 1.48 94.80 354 9.60 11.10 61 59
2025: Q4 1.45 19.80 366 10.30 10.50 120 119
2026: Q1 1.15 70.70 369 11.60 8.10 57 56
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

United Fire Group, Inc. beschäftigt sich zusammen mit seinen Tochtergesellschaften mit dem Abschluss von Sach- und Schadenversicherungen in den USA.

Employees846
HeadquartersCedar Rapids, IA
Websiteufginsurance.com
IPO Date26. Mar 1990
Next Earnings4. Aug 2026

Management

Management
Name Title Birth Year
Kevin James Leidwinger President, CEO, Principal Executive Officer & Executive Director 1964
Eric John Martin Executive VP & CFO 1971
Julie Anne Stephenson Executive VP & COO 1968
Sarah Emily Madsen Senior VP, Chief Legal Officer & Corporate Secretary 1979
Steven Dennis Hernandez Senior VP & Chief HR Officer 1967
Adam Michael Vogt VP, Chief Accounting Officer & Controller
Lindsay Erin Lovvorn Senior VP & Chief Administrative Officer
Timothy Borst Vice President of Investor Relations
Michael John Sheeley VP & Chief Marketing Officer 1961
Micah Grant Woolstenhulme Senior VP & Chief Reinsurance Officer 1976

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 21, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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