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Buy Day today: Poor Neutral (49) Good Mixed market breadth · no major macro event

Roadzen Inc. (RDZN)

Technology Software - Application
1.20 $
Closing price · As of: 20. Jul 2026
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Basics

Market Cap
0.1Mrd. $
Shares Outstanding
85Mio.
Float
48.4%
Beta
1.2

Performance

Perf. 1M
-17.60%
Perf. 3M
43.90%
Perf. 6M
-24.90%
YTD Performance (%)
-36.10%
52-Week-High Distance
-43.4%

Valuation

P/E
Forward P/E
0.0
PEG
P/B
P/S
2.4
EV/EBITDA
-4.4
Price/FCF

Profitability

Gross Margin
61.3%
EBIT Margin
Net Margin
-40.9%
Return on Equity
0.0%
Return on Assets
-20.5%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
warning zone
Altman Z
-20.22
Piotroski
4 von 9

Growth

Sales Growth Last Quarter
18.80%
EPS Growth Last Quarter
0.00%
Sales Growth (Year)
-5.20%
Forward Sales Growth
62.37%
Forward EPS Growth
75.00%

Quality & Screener

Stage
1
RS Rating
79
EPS Rating
42
Piotroski
4 von 9
Fundamental Rating
C (+1 von 100)
warning zone
Altman Z
-20.22

AI Rating

Sells AI

Roadzen erzielt laut 10-K gebührenbasierte Umsätze als Anbieter von Cloud-, Telematik- und KI-Anwendungen für das Autoversicherungs-Ökosystem; die Risk Factors bestätigen, dass historisch der Großteil des Umsatzes aus KI-gestützten Diensten (Kfz-Versicherungsvermittlung, Fahrzeuginspektion und Schadenabwicklung per KI) stammt — KI ist damit nachweislich Umsatzquelle, nicht nur Werkzeug.

View the full file — quotes, sources, reviewed filings
„Our business generates commission-based revenue as an insurance broker focused on embedded and B2B2C (Business-to-Business-to-Customer) insurance distribution, and fee-based revenue as a provider of innovative cloud, telematics, and AI-based applications for the auto insurance ecosystem."

Unser Geschäft erzielt provisionsbasierte Umsätze als Versicherungsmakler mit Fokus auf eingebetteten und B2B2C-Versicherungsvertrieb sowie gebührenbasierte Umsätze als Anbieter innovativer Cloud-, Telematik- und KI-basierter Anwendungen für das Autoversicherungs-Ökosystem.

10-K · 2026-06-29 · View SEC filing
„Historically, most of our revenue has been derived from sales relating to our offering of motor insurance brokerage services for use in connection with AI, and solutions around vehicle inspection and claims through the use of AI."

Historisch stammte der Großteil unseres Umsatzes aus Verkäufen im Zusammenhang mit unserem Angebot von Kfz-Versicherungsmakler-Dienstleistungen in Verbindung mit KI sowie aus Lösungen rund um Fahrzeuginspektion und Schadenabwicklung mittels KI.

10-K · 2026-06-29 · View SEC filing
„We expect to continue to derive most of our revenue from brokerage services and AI services we provide to the automotive industry, automotive insurance industry and supporting economy, including the automotive collision and OEM industries."

Wir erwarten, auch künftig den Großteil unseres Umsatzes aus Makler-Dienstleistungen und KI-Diensten zu erzielen, die wir der Automobilindustrie, der Kfz-Versicherungsbranche und der sie tragenden Wirtschaft — einschließlich Unfallreparatur- und OEM-Branche — bereitstellen.

10-K · 2026-06-29 · View SEC filing
„We have developed over 300 AI models in computer vision as well as natural language processing such as car inspection, driver scoring, vehicle, part and damage detection, driver distraction, insurance GPT (policy summary of any insurance policy), claims invoice automation, road object detection and driver facial landmark detection."

Wir haben über 300 KI-Modelle in Computer Vision und Sprachverarbeitung entwickelt — etwa für Fahrzeuginspektion, Fahrer-Scoring, Fahrzeug-, Teile- und Schadenserkennung, Fahrerablenkung, Insurance-GPT (Policen-Zusammenfassung jeder Versicherungspolice), automatisierte Schadenrechnungen, Straßenobjekt-Erkennung und Gesichtsmerkmal-Erkennung des Fahrers.

10-K · 2026-06-29 · View SEC filing

Filings Reviewed: 10-Q 2026-02-12 · 10-Q 2025-11-14 · 10-Q 2025-08-13 · 10-Q 2025-02-12 · 10-K 2026-06-29 · 10-K 2025-06-26

Rated on July 7, 2026 · How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Sales Per Quarter ($M)
2024: Q3 · 11.9 Mio. $ Q3 2024: Q4 · 12.1 Mio. $ Q4 2025: Q1 · 11.4 Mio. $ Q1 2025: Q2 · 10.9 Mio. $ Q2 2025: Q3 · 13.7 Mio. $ Q3 2025: Q4 · 14.4 Mio. $ Q4
Earnings Per Share Per Quarter ($)
2024: Q3 · -0.26 $ Q3 2024: Q4 · -0.03 $ Q4 2025: Q1 · 0.00 $ Q1 2025: Q2 · -0.05 $ Q2 2025: Q3 · -0.02 $ Q3 2025: Q4 · -0.11 $ Q4
Net Margin Per Quarter (%)
2024: Q3 · -183.7 % Q3 2024: Q4 · -20.8 % Q4 2025: Q1 · -1.2 % Q1 2025: Q2 · -36.9 % Q2 2025: Q3 · -15.4 % Q3 2025: Q4 · -63.7 % Q4
Operating Cash Flow Per Quarter ($M)
2024: Q3 · -5.6 Mio. $ Q3 2024: Q4 · -3.2 Mio. $ Q4 2025: Q1 · -3.7 Mio. $ Q1 2025: Q2 · -2.9 Mio. $ Q2 2025: Q3 · -6.1 Mio. $ Q3 2025: Q4 · -7.5 Mio. $ Q4
Free Cash Flow Per Quarter ($M)
2024: Q3 · -5.6 Mio. $ Q3 2024: Q4 · -3.2 Mio. $ Q4 2025: Q1 · -4.1 Mio. $ Q1 2025: Q2 · -3.2 Mio. $ Q2 2025: Q3 · -6.2 Mio. $ Q3 2025: Q4 · -7.9 Mio. $ Q4
Sales Growth vs. Year-Ago Quarter (%)
2024: Q3 · -23.2 % Q3 2024: Q4 · -22.7 % Q4 2025: Q1 · 14.0 % Q1 2025: Q2 · 21.7 % Q2 2025: Q3 · 15.2 % Q3 2025: Q4 · 18.8 % Q4
Price Change in Quarter (%)
2024: Q3 · -46.4 % Q3 2024: Q4 · 83.2 % Q4 2025: Q1 · -52.3 % Q1 2025: Q2 · -5.8 % Q2 2025: Q3 · -11.8 % Q3 2025: Q4 · 179.0 % Q4

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q3 -0.26 12 -23.20 -183.70 -6 -6
2024: Q4 -0.03 12 -22.70 -20.80 -3 -3
2025: Q1 0.00 11 14.00 -1.20 -4 -4
2025: Q2 -0.05 11 21.70 -36.90 -3 -3
2025: Q3 -0.02 14 15.20 -15.40 -6 -6
2025: Q4 -0.11 14 18.80 -63.70 -8 -8
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Roadzen, Inc. betreibt ein Insurtech-Unternehmen in Indien, den USA, dem Vereinigten Königreich und Europa.

Employees458
HeadquartersBurlingame, CA
Websiteroadzen.ai
IPO Date21. Sep 2023

Management

Management
Name Title Birth Year
Rohan Malhotra Founder, CEO & Director 1987
Jean-Noel Gallardo Chief Financial Officer 1977
Ankur Kamboj Chief Operating Officer 1982
Bruce M. Goldberg J.D. General Counsel 1955
Mohit Pasricha Senior Vice President of Finance 1992
Sanya Soni Chief of Staff

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 20, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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