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Buy Day today: Poor Neutral (49) Good Mixed market breadth · no major macro event

Ready Capital Corp (RC)

Real Estate REIT - Mortgage
1.50 $
Closing price · As of: 20. Jul 2026
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This stock currently matches 4 of our scanner strategies — each hit links to the scanner.

Breakout & Setup
Dividends
Momentum & Trend
Risk & Weakness

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Basics

Market Cap
0.3Mrd. $
Shares Outstanding
165Mio.
Float
88.2%
Beta
1.5

Performance

Perf. 1M
-2.20%
Perf. 3M
16.50%
Perf. 6M
-22.00%
YTD Performance (%)
-22.50%
52-Week-High Distance
-63.6%

Valuation

P/E
Forward P/E
7.1
PEG
2.7
P/B
0.2
P/S
1.6
EV/EBITDA
16.0
Price/FCF
0.3

Profitability

Gross Margin
EBIT Margin
Net Margin
0.0%
Return on Equity
-28.5%
Return on Assets
-6.1%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
3.4
Altman Z
2.81
Piotroski
5 von 9

Growth

Sales Growth Last Quarter
1.00%
EPS Growth Last Quarter
305.30%
Sales Growth (Year)
1,725.96%
Forward Sales Growth
-25.26%
Forward EPS Growth
69.50%

Dividend

Dividend Yield
2.23%
Dividend Per Share (TTM)
0.16$
Payout Ratio
91.3%
Years Without a Cut
0Years
Increase Streak
0Years

Quality & Screener

Stage
4
RS Rating
12
Top 10%
EPS Rating
93
Piotroski
5 von 9
Fundamental Rating
D (-22 von 100)
Altman Z
2.81

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Sales Per Quarter ($M)
2024: Q4 · 58.2 Mio. $ Q4 2025: Q1 · -74.1 Mio. $ Q1 2025: Q2 · -12.0 Mio. $ Q2 2025: Q3 · 18.6 Mio. $ Q3 2025: Q4 · 123.8 Mio. $ Q4 2026: Q1 · 45.1 Mio. $ Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · -1.87 $ Q4 2025: Q1 · 0.47 $ Q1 2025: Q2 · -0.33 $ Q2 2025: Q3 · -0.11 $ Q3 2025: Q4 · -1.42 $ Q4 2026: Q1 · -1.20 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · -542.8 % Q4 2025: Q3 · -100.7 % Q3 2025: Q4 · -189.2 % Q4 2026: Q1 · -447.0 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · -26.5 Mio. $ Q4 2025: Q1 · 19.4 Mio. $ Q1 2025: Q2 · -61.3 Mio. $ Q2 2025: Q3 · 434.7 Mio. $ Q3 2025: Q4 · -90.1 Mio. $ Q4 2026: Q1 · 590.2 Mio. $ Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · -26.5 Mio. $ Q4 2025: Q1 · 19.4 Mio. $ Q1 2025: Q2 · -61.3 Mio. $ Q2 2025: Q3 · 434.7 Mio. $ Q3 2025: Q4 · -90.1 Mio. $ Q4 2026: Q1 · 590.2 Mio. $ Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · -3.3 % Q4 2025: Q3 · -69.8 % Q3 2025: Q4 · 112.5 % Q4
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · -3,400.9 % Q4 2026: Q1 · -353.8 % Q1
Price Change in Quarter (%)
2024: Q4 · -7.2 % Q4 2025: Q1 · -23.4 % Q1 2025: Q2 · -11.7 % Q2 2025: Q3 · -8.6 % Q3 2025: Q4 · -43.4 % Q4 2026: Q1 · -25.2 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -1.87 -3,400.90 58 -3.30 -542.80 -27 -27
2025: Q1 0.47 -74 19 19
2025: Q2 -0.33 -12 -61 -61
2025: Q3 -0.11 19 -69.80 -100.70 435 435
2025: Q4 -1.42 124 112.50 -189.20 -90 -90
2026: Q1 -1.20 -353.80 45 -447.00 590 590
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Ready Capital Corporation operates as a real estate finance company in the United States. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending.

Employees400
HeadquartersNew York, NY
Websitereadycapital.com
IPO Date8. Feb 2013
Next Earnings6. Aug 2026

Management

Management
Name Title Birth Year
Andrew Ahlborn CPA CFO & Secretary 1985
Thomas Edward Capasse Chairman, CEO & Chief Investment Officer 1957
Jack Jay Ross CPA President & Director 1957
Matthew Cohen Head of Operations & CTO
Sue Ianieri Head of Marketing
Thomas Warren, Jr. Head of Human Resources
Alex Ovalle MD & Head of Construction Lending and Syndications
Garrett Thelander Managing Director & Head of Workouts
John Sokolovic Managing Director & CEO of Affordable Multifamily 1963
Jacqueline Schorr Chief Financial Officer of RCL

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 20, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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