Buy Day today: Neutral (53) Mixed market breadth · no major macro event

NBT Bancorp Inc (NBTB)

Financial Services Banks - Regional

52.70 $

-0.5% vs. previous close

Closing price · As of: 31. Jul 2026

NBT Bancorp Inc (NBTB) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 235 million $. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow

Annual Quarterly

Income Statement NBTB
Tick rows to compare them in a chart (up to 4)	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	177	189	192	193	201	199	201	224	239	238	233	235	945
Cost of Revenue	55	57	57	62	57	54	55	71	56	57	54	55	221
Gross Profit	122	132	134	131	144	146	146	153	183	181	179	181	724
Selling, General & Administrative	51	52	57	57	61	63	62	21	22	22	80	78	202
Total Operating Expenses	90	92	91	89	95	100	99	122	111	112	112	111	447
Operating Income	32	40	43	42	49	46	47	31	72	70	67	69	277
Interest Expense	42	52	52	54	55	52	47	53	56	53	48	49	206
Pre-Tax Income	32	40	43	42	49	46	47	31	72	70	67	69	277
Income Tax Expense	7.1	9.3	9.4	9.2	11	9.5	10	8.2	17	14	16	16	63
Net Income	25	30	34	33	38	36	37	23	54	56	51	53	214
EBITDA	38	47	50	49	56	52	54	39	75	72	76	69	293

LTM = last twelve months (sum of the four most recent quarters).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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