Buy Day today: Neutral (53) Mixed market breadth · no major macro event

ChoiceOne Financial Services Inc (COFS)

Financial Services Banks - Regional —

34.00 $

+0.6% vs. previous close

Closing price · As of: 31. Jul 2026

ChoiceOne Financial Services Inc (COFS) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Total Assets" came in at 4,411 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow

Annual Quarterly

All figures in millions of USD.

Balance Sheet COFS
Tick rows to compare them in a chart (up to 4)	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Total Assets	550	568	607	647	671	1,386	1,919	2,367	2,386	2,577	2,723	4,411
Current Assets	159	171	189	192	186	399	654	1,131	574	570	576	222
Cash	17	11	15	37	20	60	80	32	44	55	96	88
Cash & Short-Term Investments	159	171	189	192	186	399	654	1,131	574	570	576	222
Receivables	–	0.0	–	–	–	–	–	–	–	–	–	11
Inventory	2.3	0.0	0.4	0.1	0.1	0.9	0.3	0.2	–	–	–	–
Property, Plant & Equipment	12	12	13	13	16	24	30	30	28	–	–	–
Goodwill	14	14	14	14	14	53	61	60	60	60	60	130
Intangible Assets	0.8	0.4	0.7	0.9	1.0	6.0	5.3	4.0	2.8	1.9	1.1	28
Total Liabilities	483	498	536	570	590	1,194	1,692	2,145	2,217	2,381	2,463	3,945
Current Liabilities	462	484	520	547	582	1,188	1,675	2,102	2,168	2,142	2,369	3,845
Short-Term Debt	27	9.5	7.9	7.1	4.8	33	3.4	50	50	20	155	245
Accounts Payable	435	475	512	540	577	1,155	1,675	2,052	2,118	–	–	–
Long-Term Debt	0.3	0.3	12	20	5.2	33	12	85	85	206	56	68
Shareholders' Equity	66	70	72	77	80	192	227	222	169	196	260	465
Retained Earnings	19	22	26	26	27	28	37	52	68	74	91	103
Shares Outstanding	3.6	3.6	3.6	3.6	3.6	4.5	7.5	7.7	7.5	7.6	8.2	14

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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