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Buy Day today: Poor Neutral (49) Good Mixed market breadth · no major macro event

Cathay General Bancorp (CATY)

Financial Services Banks - Regional
62.00 $
Closing price · As of: 20. Jul 2026
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Basics

Market Cap
4.1Mrd. $
Shares Outstanding
67Mio.
Float
95.0%
Beta
0.8

Performance

Perf. 1M
7.80%
Perf. 3M
27.40%
Perf. 6M
24.90%
YTD Performance (%)
27.60%
52-Week-High Distance
-0.6%

Valuation

P/E
12.8
Forward P/E
10.1
PEG
1.3
P/B
1.4
P/S
3.0
EV/EBITDA
0.0
Price/FCF
11.5

Profitability

Gross Margin
100.0%
EBIT Margin
61.5%
Net Margin
43.2%
Return on Equity
11.4%
Return on Assets
1.4%

Balance Sheet & Safety

Equity Ratio
12.4%
Debt/Equity
0.1
Altman Z
-1.66
Piotroski
7 von 9

Growth

Sales Growth Last Quarter
14.10%
EPS Growth Last Quarter
31.60%
Sales Growth (Year)
-0.43%
Forward Sales Growth
5.22%
Forward EPS Growth
7.80%

Dividend

Dividend Yield
2.31%
Dividend Per Share (TTM)
1.44$
Payout Ratio
29.7%
Years Without a Cut
15Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
72
EPS Rating
72
Piotroski
7 von 9
Fundamental Rating
B (+15 von 100)
Altman Z
-1.66

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Sales Per Quarter ($M)
2024: Q4 · 345.5 Mio. $ Q4 2025: Q1 · 330.6 Mio. $ Q1 2025: Q2 · 338.3 Mio. $ Q2 2025: Q3 · 355.2 Mio. $ Q3 2025: Q4 · 360.6 Mio. $ Q4 2026: Q1 · 326.3 Mio. $ Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · 1.12 $ Q4 2025: Q1 · 0.98 $ Q1 2025: Q2 · 1.10 $ Q2 2025: Q3 · 1.13 $ Q3 2025: Q4 · 1.33 $ Q4 2026: Q1 · 1.29 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · 23.2 % Q4 2025: Q1 · 21.0 % Q1 2025: Q2 · 22.9 % Q2 2025: Q3 · 21.9 % Q3 2025: Q4 · 25.1 % Q4 2026: Q1 · 26.6 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · 86.8 Mio. $ Q4 2025: Q1 · 99.0 Mio. $ Q1 2025: Q2 · 64.0 Mio. $ Q2 2025: Q3 · 150.6 Mio. $ Q3 2025: Q4 · 55.1 Mio. $ Q4 2026: Q1 · 98.3 Mio. $ Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · 85.8 Mio. $ Q4 2025: Q1 · 96.3 Mio. $ Q1 2025: Q2 · 62.7 Mio. $ Q2 2025: Q3 · 150.1 Mio. $ Q3 2025: Q4 · 48.4 Mio. $ Q4 2026: Q1 · 96.0 Mio. $ Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · -3.1 % Q4 2025: Q1 · -2.5 % Q1 2025: Q2 · -2.2 % Q2 2025: Q3 · -1.3 % Q3 2025: Q4 · 4.4 % Q4 2026: Q1 · -1.3 % Q1
EPS Growth vs. Year-Ago Quarter (%)
2024: Q4 · -0.9 % Q4 2025: Q1 · 0.5 % Q1 2025: Q2 · 20.2 % Q2 2025: Q3 · 20.1 % Q3 2025: Q4 · 18.7 % Q4 2026: Q1 · 31.1 % Q1
Price Change in Quarter (%)
2024: Q4 · 11.6 % Q4 2025: Q1 · -9.0 % Q1 2025: Q2 · 6.7 % Q2 2025: Q3 · 6.2 % Q3 2025: Q4 · 1.5 % Q4 2026: Q1 · 3.8 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.12 -0.90 346 -3.10 23.20 87 86
2025: Q1 0.98 0.50 331 -2.50 21.00 99 96
2025: Q2 1.10 20.20 338 -2.20 22.90 64 63
2025: Q3 1.13 20.10 355 -1.30 21.90 151 150
2025: Q4 1.33 18.70 361 4.40 25.10 55 48
2026: Q1 1.29 31.10 326 -1.30 26.60 98 96
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Cathay General Bancorp ist die Holdinggesellschaft der Cathay Bank, die verschiedene Firmenkunden-Bankprodukte und -dienstleistungen für Privatpersonen, Fachkräfte sowie kleine bis mittelgroße Unternehmen in den USA anbietet. Sie bietet Sparkonten, Girokonten, Geldmarkteinlagenkont…

Employees1,268
HeadquartersLos Angeles, CA
Websitecathaygeneralbancorp.com
IPO Date17. Dec 1990
Next Earnings28. Jul 2026

Management

Management
Name Title Birth Year
Dunson K. Cheng Ph.D. Executive Chairman of the Board 1945
Chang Ming Liu CEO, President & Director 1967
Diana G. Deen Executive VP & Chief Risk Officer of Cathy Bank 1963
Albert Sun Executive VP & Chief Credit Officer at Cathay Bank 1956
Albert J. Wang CPA Executive VP, CFO & Treasurer 1975
Georgia Lo Assistant Secretary & Investor Relations
May K. Chan Senior VP, General Counsel, Corporate Secretary & Sustainability Officer 1978

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 20, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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