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Buy Day today: Poor Neutral (49) Good Mixed market breadth · no major macro event

Bill Com Holdings Inc (BILL)

Technology Software - Application
45.20 $
Closing price · As of: 20. Jul 2026
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This stock currently matches 5 of our scanner strategies — each hit links to the scanner.

Quality & Balance Sheet
Breakout & Setup

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Basics

Market Cap
3.3Mrd. $
Shares Outstanding
100Mio.
Float
89.2%
Beta
1.2

Performance

Perf. 1M
3.10%
Perf. 3M
-2.90%
Perf. 6M
-34.90%
YTD Performance (%)
-40.80%
52-Week-High Distance
-41.7%

Valuation

P/E
0.0
Forward P/E
12.1
PEG
0.4
P/B
0.9
P/S
2.1
EV/EBITDA
28.0
Price/FCF
8.6

Profitability

Gross Margin
83.7%
EBIT Margin
1.1%
Net Margin
0.01%
Return on Equity
0.0%
Return on Assets
-0.3%

Balance Sheet & Safety

Equity Ratio
37.7%
Debt/Equity
0.5
Altman Z
5.22
Piotroski
6 von 9

Growth

Sales Growth Last Quarter
13.50%
EPS Growth Last Quarter
0.00%
Sales Growth (Year)
13.36%
Forward Sales Growth
12.61%
Forward EPS Growth
26.50%

Quality & Screener

Stage
4
RS Rating
10
EPS Rating
42
Piotroski
6 von 9
Fundamental Rating
B (+11 von 100)
Altman Z
5.22

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Sales Per Quarter ($M)
2024: Q4 · 362.6 Mio. $ Q4 2025: Q1 · 358.2 Mio. $ Q1 2025: Q2 · 383.3 Mio. $ Q2 2025: Q3 · 395.7 Mio. $ Q3 2025: Q4 · 414.7 Mio. $ Q4 2026: Q1 · 406.6 Mio. $ Q1
Earnings Per Share Per Quarter ($)
2024: Q4 · 0.32 $ Q4 2025: Q1 · -0.11 $ Q1 2025: Q2 · -0.07 $ Q2 2025: Q3 · -0.03 $ Q3 2025: Q4 · -0.03 $ Q4 2026: Q1 · 0.12 $ Q1
Net Margin Per Quarter (%)
2024: Q4 · 9.3 % Q4 2025: Q1 · -3.2 % Q1 2025: Q2 · -1.8 % Q2 2025: Q3 · -0.7 % Q3 2025: Q4 · -0.6 % Q4 2026: Q1 · 3.1 % Q1
Operating Cash Flow Per Quarter ($M)
2024: Q4 · 78.7 Mio. $ Q4 2025: Q1 · 99.5 Mio. $ Q1 2025: Q2 · 83.8 Mio. $ Q2 2025: Q3 · 96.9 Mio. $ Q3 2025: Q4 · 105.3 Mio. $ Q4 2026: Q1 · 102.7 Mio. $ Q1
Free Cash Flow Per Quarter ($M)
2024: Q4 · 71.6 Mio. $ Q4 2025: Q1 · 93.4 Mio. $ Q1 2025: Q2 · 68.5 Mio. $ Q2 2025: Q3 · 82.3 Mio. $ Q3 2025: Q4 · 103.8 Mio. $ Q4 2026: Q1 · 128.5 Mio. $ Q1
Sales Growth vs. Year-Ago Quarter (%)
2024: Q4 · 13.8 % Q4 2025: Q1 · 10.9 % Q1 2025: Q2 · 11.5 % Q2 2025: Q3 · 10.4 % Q3 2025: Q4 · 14.4 % Q4 2026: Q1 · 13.5 % Q1
EPS Growth vs. Year-Ago Quarter (%)
2025: Q1 · -139.6 % Q1 2025: Q2 · -196.8 % Q2 2025: Q3 · -135.0 % Q3 2025: Q4 · -108.0 % Q4
Price Change in Quarter (%)
2024: Q4 · 60.6 % Q4 2025: Q1 · -45.8 % Q1 2025: Q2 · 0.8 % Q2 2025: Q3 · 14.5 % Q3 2025: Q4 · 3.0 % Q4 2026: Q1 · -29.8 % Q1

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.32 363 13.80 9.30 79 72
2025: Q1 -0.11 -139.60 358 10.90 -3.20 100 93
2025: Q2 -0.07 -196.80 383 11.50 -1.80 84 69
2025: Q3 -0.03 -135.00 396 10.40 -0.70 97 82
2025: Q4 -0.03 -108.00 415 14.40 -0.60 105 104
2026: Q1 0.12 407 13.50 3.10 103 129
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

BILL Holdings, Inc. bietet weltweit eine Finanzbetriebsplattform für kleine und mittelgroße Unternehmen an.

Employees2,364
HeadquartersSan Jose, CA
Websitebill.com
IPO Date12. Dec 2019
Next Earnings26. Aug 2026

Management

Management
Name Title Birth Year
Rene A. Lacerte Founder, CEO & Chairperson of the Board 1968
Kenneth Moss Chief Technology Officer 1966
John R. Rettig Chief Strategy & Transformation Officer 1966
Mary Kay Bowman EVP and GM of Payments & Financial Services 1969
Mike Cieri Chief Product Officer 1980
Rohini Jain Chief Financial Officer & Principal Accounting Officer 1980
Jon Philip Andrews Jr. Vice President of Investor Relations
Michael Dunn General Counsel & Corporate Secretary
Bobbie Grafeld Chief People Officer
Sarah Acton Chief Customer Officer

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 20, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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